Encore Capital Group Inc Total Assets
Encore Capital Group Inc total assets. Based on the latest financial reports, Encore Capital Group Inc (ECPG) holds total assets worth $5.57 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Encore Capital Group Inc (ECPG) total market value for the company's overall valuation and market capitalisation.
Total Assets of Encore Capital Group Inc (1998–2025)
Total assets of Encore Capital Group Inc from 1998 to 2025. This chart illustrates how Encore Capital Group Inc's total assets have evolved over time, based on quarterly financial data. See ECPG stock price for real-time trading data and today's change.
Encore Capital Group Inc - Asset Composition Analysis
Encore Capital Group Inc Total Assets Breakdown (December 2025)
Encore Capital Group Inc total assets breakdown as of December 2025. Encore Capital Group Inc's total assets of $5.57 Billion consist of 3.6% current assets and 96.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.9% |
| Accounts Receivable | $34.24 Million | 0.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $536.29 Million | 10.0% |
| Goodwill | $536.29 Million | 10.0% |
Asset Composition Trend (1998–2025)
This chart illustrates how Encore Capital Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore ECPG current assets to equity ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Encore Capital Group Inc's current assets represent 3.6% of total assets in 2025, a decrease from 88.2% in 1998.
- Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, down from 13.5% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 20.0% of total assets, an increase from 0.0% in 1998.
- Asset Diversification: The largest asset category is goodwill at 10.0% of total assets.
Encore Capital Group Inc Competitors by Total Assets
Key competitors of Encore Capital Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
Mastercard Inc
NYSE:MA
|
USA | $52.45 Billion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Best SA
WAR:BST
|
Poland | zł2.95 Billion |
|
Vardhman Holdings Limited
NSE:VHL
|
India | Rs37.69 Billion |
|
RMS Mezzanine A.S.
PR:PVT
|
Czech Republic | Kč384.52 Million |
|
Magna Finance Tbk
JK:MGNA
|
Indonesia | Rp127.24 Billion |
|
Yolo SA
WAR:YOL
|
Poland | zł206.00K |
Encore Capital Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 25.12 | 0.20 | 0.41 |
| Quick Ratio | 25.12 | 0.20 | 0.41 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $4.60 Billion | $-966.31 Million | $-306.81 Million |
Encore Capital Group Inc - Advanced Valuation Insights
This section examines the relationship between Encore Capital Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.94 |
| Latest Market Cap to Assets Ratio | 0.39 |
| Asset Growth Rate (YoY) | 11.5% |
| Total Assets | $5.34 Billion |
| Market Capitalization | $2.06 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Encore Capital Group Inc's assets below their book value (0.39x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Encore Capital Group Inc's assets grew by 11.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Encore Capital Group Inc (1998–2025)
The table below shows the annual total assets of Encore Capital Group Inc from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $5.34 Billion | +11.48% |
| 2024-12-31 | $4.79 Billion | +3.44% |
| 2023-12-31 | $4.63 Billion | +2.71% |
| 2022-12-31 | $4.51 Billion | -2.16% |
| 2021-12-31 | $4.61 Billion | -5.27% |
| 2020-12-31 | $4.86 Billion | -0.93% |
| 2019-12-31 | $4.91 Billion | +6.00% |
| 2018-12-31 | $4.63 Billion | +3.14% |
| 2017-12-31 | $4.49 Billion | +22.35% |
| 2016-12-31 | $3.67 Billion | -13.02% |
| 2015-12-31 | $4.22 Billion | +12.53% |
| 2014-12-31 | $3.75 Billion | +39.66% |
| 2013-12-31 | $2.69 Billion | +129.25% |
| 2012-12-31 | $1.17 Billion | +44.17% |
| 2011-12-31 | $812.48 Million | +10.32% |
| 2010-12-31 | $736.47 Million | +23.74% |
| 2009-12-31 | $595.16 Million | +8.35% |
| 2008-12-31 | $549.30 Million | +13.61% |
| 2007-12-31 | $483.50 Million | +22.30% |
| 2006-12-31 | $395.34 Million | +9.45% |
| 2005-12-31 | $361.20 Million | +79.58% |
| 2004-12-31 | $201.14 Million | +45.45% |
| 2003-12-31 | $138.28 Million | +53.69% |
| 2002-12-31 | $89.97 Million | +15.78% |
| 2001-12-31 | $77.71 Million | +9.30% |
| 2000-12-31 | $71.10 Million | -29.95% |
| 1999-12-31 | $101.50 Million | +191.67% |
| 1998-12-31 | $34.80 Million | -- |
About Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involv… Read more