Esquire Financial Holdings Inc

NASDAQ:ESQ USA Banks - Regional
Market Cap
$917.93 Million
Market Cap Rank
#8642 Global
#4318 in USA
Share Price
$107.33
Change (1 day)
-2.76%
52-Week Range
$71.62 - $116.88
All Time High
$116.88
About

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such… Read more

Esquire Financial Holdings Inc - Asset Resilience Ratio

Latest as of December 2025: 10.42%

Esquire Financial Holdings Inc (ESQ) has an Asset Resilience Ratio of 10.42% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$246.50 Million
Cash + Short-term Investments
Total Assets
$2.37 Billion
All company assets
Resilience Assessment
Moderate
Financial Resilience Level

Asset Resilience Ratio Trend (2015–2024)

This chart shows how Esquire Financial Holdings Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Esquire Financial Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $246.50 Million 10.42%
Total Liquid Assets $246.50 Million 10.42%

Asset Resilience Insights

  • Moderate Liquidity: Esquire Financial Holdings Inc has 10.42% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Esquire Financial Holdings Inc Industry Peers by Asset Resilience Ratio

Compare Esquire Financial Holdings Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for Esquire Financial Holdings Inc (2015–2024)

The table below shows the annual Asset Resilience Ratio data for Esquire Financial Holdings Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 12.77% $241.75 Million $1.89 Billion +5.22pp
2023-12-31 7.55% $122.11 Million $1.62 Billion -0.28pp
2022-12-31 7.83% $109.27 Million $1.40 Billion -4.76pp
2021-12-31 12.59% $148.38 Million $1.18 Billion +0.03pp
2020-12-31 12.56% $117.66 Million $936.71 Million -5.79pp
2019-12-31 18.35% $146.42 Million $798.01 Million -3.60pp
2018-12-31 21.95% $145.70 Million $663.90 Million -2.18pp
2017-12-31 24.13% $128.76 Million $533.63 Million +2.32pp
2016-12-31 21.81% $92.64 Million $424.83 Million -2.08pp
2015-12-31 23.89% $84.24 Million $352.65 Million --
pp = percentage points