Hingham Institution for Savings
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commer… Read more
Hingham Institution for Savings - Asset Resilience Ratio
Hingham Institution for Savings (HIFS) has an Asset Resilience Ratio of 7.39% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Hingham Institution for Savings's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Hingham Institution for Savings's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $328.67 Million | 7.39% |
| Total Liquid Assets | $328.67 Million | 7.39% |
Asset Resilience Insights
- Limited Liquidity: Hingham Institution for Savings maintains only 7.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hingham Institution for Savings Industry Peers by Asset Resilience Ratio
Compare Hingham Institution for Savings's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Hingham Institution for Savings (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Hingham Institution for Savings.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 7.85% | $351.95 Million | $4.48 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $3.43 Billion | -- |
| 2020-12-31 | 0.00% | $6.00K | $2.86 Billion | 0.00pp |
| 2019-12-31 | 0.00% | $11.00K | $2.59 Billion | 0.00pp |
| 2018-12-31 | 0.00% | $14.00K | $2.41 Billion | -1.50pp |
| 2017-12-31 | 1.50% | $34.30 Million | $2.28 Billion | +0.15pp |
| 2016-12-31 | 1.35% | $27.17 Million | $2.01 Billion | -0.95pp |
| 2015-12-31 | 2.30% | $40.60 Million | $1.77 Billion | -2.25pp |
| 2014-12-31 | 4.55% | $70.57 Million | $1.55 Billion | -3.30pp |
| 2013-12-31 | 7.84% | $106.37 Million | $1.36 Billion | -0.69pp |
| 2012-12-31 | 8.53% | $102.87 Million | $1.21 Billion | -0.05pp |
| 2011-12-31 | 8.58% | $96.69 Million | $1.13 Billion | +7.21pp |
| 2010-12-31 | 1.37% | $13.93 Million | $1.02 Billion | -0.05pp |
| 2009-12-31 | 1.42% | $13.15 Million | $925.56 Million | -0.27pp |
| 2008-12-31 | 1.69% | $13.65 Million | $806.19 Million | -1.71pp |
| 2007-12-31 | 3.40% | $25.32 Million | $744.60 Million | +1.17pp |
| 2006-12-31 | 2.23% | $15.44 Million | $691.65 Million | +0.70pp |
| 2005-12-31 | 1.53% | $9.61 Million | $628.25 Million | -0.61pp |
| 2004-12-31 | 2.14% | $11.71 Million | $547.05 Million | -1.89pp |
| 2003-12-31 | 4.03% | $19.49 Million | $483.95 Million | -3.31pp |
| 2002-12-31 | 7.34% | $31.29 Million | $426.43 Million | -1.65pp |
| 2001-12-31 | 8.99% | $34.71 Million | $386.18 Million | +4.77pp |
| 2000-12-31 | 4.22% | $14.24 Million | $337.88 Million | -- |