OP Bancorp - Asset Resilience Ratio
OP Bancorp (OPBK) has an Asset Resilience Ratio of 0.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read OPBK current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how OP Bancorp's Asset Resilience Ratio has changed over time. See OP Bancorp (OPBK) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down OP Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OPBK market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $18.00K | 0.0% |
| Total Liquid Assets | $18.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: OP Bancorp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OP Bancorp Industry Peers by Asset Resilience Ratio
Compare OP Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for OP Bancorp (2012–2024)
The table below shows the annual Asset Resilience Ratio data for OP Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.00% | $22.00K | $2.37 Billion | -9.04pp |
| 2023-12-31 | 9.04% | $194.25 Million | $2.15 Billion | -0.97pp |
| 2022-12-31 | 10.02% | $209.81 Million | $2.09 Billion | +1.30pp |
| 2021-12-31 | 8.71% | $150.44 Million | $1.73 Billion | +2.00pp |
| 2020-12-31 | 6.72% | $91.79 Million | $1.37 Billion | +1.92pp |
| 2019-12-31 | 4.79% | $56.55 Million | $1.18 Billion | -0.51pp |
| 2018-12-31 | 5.30% | $55.34 Million | $1.04 Billion | +0.70pp |
| 2017-12-31 | 4.60% | $41.47 Million | $901.00 Million | -0.06pp |
| 2016-12-31 | 4.66% | $35.46 Million | $761.25 Million | -2.45pp |
| 2015-12-31 | 7.11% | $43.89 Million | $617.35 Million | +3.35pp |
| 2014-12-31 | 3.76% | $19.86 Million | $528.19 Million | +1.00pp |
| 2013-12-31 | 2.77% | $9.46 Million | $342.28 Million | -1.12pp |
| 2012-12-31 | 3.89% | $8.01 Million | $206.14 Million | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more