OP Bancorp - Asset Resilience Ratio
OP Bancorp (OPBK) has an Asset Resilience Ratio of 0.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how OP Bancorp's Asset Resilience Ratio has changed over time. Check OP Bancorp strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down OP Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OPBK market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $18.00K | 0.0% |
| Total Liquid Assets | $18.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: OP Bancorp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OP Bancorp Industry Peers by Asset Resilience Ratio
Compare OP Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for OP Bancorp (2012–2024)
The table below shows the annual Asset Resilience Ratio data for OP Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.00% | $22.00K | $2.37 Billion | -9.04pp |
| 2023-12-31 | 9.04% | $194.25 Million | $2.15 Billion | -0.97pp |
| 2022-12-31 | 10.02% | $209.81 Million | $2.09 Billion | +1.30pp |
| 2021-12-31 | 8.71% | $150.44 Million | $1.73 Billion | +2.00pp |
| 2020-12-31 | 6.72% | $91.79 Million | $1.37 Billion | +1.92pp |
| 2019-12-31 | 4.79% | $56.55 Million | $1.18 Billion | -0.51pp |
| 2018-12-31 | 5.30% | $55.34 Million | $1.04 Billion | +0.70pp |
| 2017-12-31 | 4.60% | $41.47 Million | $901.00 Million | -0.06pp |
| 2016-12-31 | 4.66% | $35.46 Million | $761.25 Million | -2.45pp |
| 2015-12-31 | 7.11% | $43.89 Million | $617.35 Million | +3.35pp |
| 2014-12-31 | 3.76% | $19.86 Million | $528.19 Million | +1.00pp |
| 2013-12-31 | 2.77% | $9.46 Million | $342.28 Million | -1.12pp |
| 2012-12-31 | 3.89% | $8.01 Million | $206.14 Million | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more