OP Bancorp (OPBK) - Total Liabilities

Latest as of December 2025: $2.42 Billion USD

Based on the latest financial reports, OP Bancorp (OPBK) has total liabilities worth $2.42 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore OPBK cash generation efficiency to assess how effectively this company generates cash.

OP Bancorp - Total Liabilities Trend (2005–2025)

This chart illustrates how OP Bancorp's total liabilities have evolved over time, based on quarterly financial data. Check OP Bancorp (OPBK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

OP Bancorp Competitors by Total Liabilities

The table below lists competitors of OP Bancorp ranked by their total liabilities.

Company Country Total Liabilities
Maha Energy AB (publ)
ST:MAHA-A
Sweden Skr16.64 Million
Priner Serviços Industriais S.A
SA:PRNR3
Brazil R$1.07 Billion
ESSA Bancorp Inc
NASDAQ:ESSA
USA $1.93 Billion
KG Eco Technology Services Co. Ltd
KQ:151860
Korea ₩3.45 Trillion
Jacob Finance And Investments Ltd
TA:JCFN
Israel ILA2.24 Billion
Voyager Therapeutics Inc
NASDAQ:VYGR
USA $68.49 Million
Namyang Dairy
KO:003920
Korea ₩99.16 Billion
Bank Amar Indonesia 
JK:AMAR
Indonesia Rp2.21 Trillion

Liability Composition Analysis (2005–2025)

This chart breaks down OP Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see OPBK company net worth.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.08 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 10.63 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.91 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how OP Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for OP Bancorp (2005–2025)

The table below shows the annual total liabilities of OP Bancorp from 2005 to 2025.

Year Total Liabilities Change
2025-12-31 $2.42 Billion +12.09%
2024-12-31 $2.16 Billion +10.53%
2023-12-31 $1.96 Billion +1.96%
2022-12-31 $1.92 Billion +22.81%
2021-12-31 $1.56 Billion +27.63%
2020-12-31 $1.22 Billion +17.76%
2019-12-31 $1.04 Billion +13.62%
2018-12-31 $914.40 Million +12.96%
2017-12-31 $809.52 Million +19.05%
2016-12-31 $679.97 Million +24.79%
2015-12-31 $544.87 Million +17.75%
2014-12-31 $462.75 Million +48.75%
2013-12-31 $311.09 Million +72.59%
2012-12-31 $180.25 Million +25.18%
2006-12-31 $143.99 Million +75.68%
2005-12-31 $81.96 Million --

About OP Bancorp

NASDAQ:OPBK USA Banks - Regional
Market Cap
$218.43 Million
Market Cap Rank
#16371 Global
#3702 in USA
Share Price
$14.67
Change (1 day)
+2.30%
52-Week Range
$11.62 - $15.05
All Time High
$18.26
About

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more