OP Bancorp (OPBK) - Total Liabilities
Based on the latest financial reports, OP Bancorp (OPBK) has total liabilities worth $2.42 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
OP Bancorp - Total Liabilities Trend (2005–2025)
This chart illustrates how OP Bancorp's total liabilities have evolved over time, based on quarterly financial data. See OPBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
OP Bancorp Competitors by Total Liabilities
The table below lists competitors of OP Bancorp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
San Far Property Ltd
TW:9946
|
Taiwan | NT$10.53 Billion |
|
Zanlakol Ltd
TA:ZNKL
|
Israel | ILA262.81 Million |
|
ESSA Bancorp Inc
NASDAQ:ESSA
|
USA | $1.93 Billion |
|
Akenerji Elektrik Uretim AS
IS:AKENR
|
Turkey | TL24.73 Billion |
|
Utah Medical Products Inc
NASDAQ:UTMD
|
USA | $4.01 Million |
|
Aekyung Industrial Co Ltd
KO:018250
|
Korea | ₩82.54 Billion |
|
Sang-A Frontec Co.Ltd
KQ:089980
|
Korea | ₩171.13 Billion |
|
Bank Amar Indonesia
JK:AMAR
|
Indonesia | Rp2.21 Trillion |
Liability Composition Analysis (2005–2025)
This chart breaks down OP Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see OPBK company net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.08 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.63 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OP Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OP Bancorp (2005–2025)
The table below shows the annual total liabilities of OP Bancorp from 2005 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.42 Billion | +12.09% |
| 2024-12-31 | $2.16 Billion | +10.53% |
| 2023-12-31 | $1.96 Billion | +1.96% |
| 2022-12-31 | $1.92 Billion | +22.81% |
| 2021-12-31 | $1.56 Billion | +27.63% |
| 2020-12-31 | $1.22 Billion | +17.76% |
| 2019-12-31 | $1.04 Billion | +13.62% |
| 2018-12-31 | $914.40 Million | +12.96% |
| 2017-12-31 | $809.52 Million | +19.05% |
| 2016-12-31 | $679.97 Million | +24.79% |
| 2015-12-31 | $544.87 Million | +17.75% |
| 2014-12-31 | $462.75 Million | +48.75% |
| 2013-12-31 | $311.09 Million | +72.59% |
| 2012-12-31 | $180.25 Million | +25.18% |
| 2006-12-31 | $143.99 Million | +75.68% |
| 2005-12-31 | $81.96 Million | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more