OP Bancorp (OPBK) - Total Liabilities

Latest as of December 2025: $2.42 Billion USD

Based on the latest financial reports, OP Bancorp (OPBK) has total liabilities worth $2.42 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how much of OP Bancorp's assets are long-term investments to see how much of total assets are deployed in long-term investments.

OP Bancorp - Total Liabilities Trend (2005–2025)

This chart illustrates how OP Bancorp's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see OPBK total asset value.

OP Bancorp Competitors by Total Liabilities

The table below lists competitors of OP Bancorp ranked by their total liabilities.

Company	Country	Total Liabilities
Suzhou Shijing Environmental Technology Co.Ltd. SHE:301030	China	CN¥8.60 Billion
Jasmine International Public Company Limited BK:JAS	Thailand	฿7.08 Billion
Polaris Infrastructure Inc TO:PIF	Canada	CA$294.28 Million
ESSA Bancorp Inc NASDAQ:ESSA	USA	$1.93 Billion
Sagar Cements Limited NSE:SAGCEM	India	Rs26.38 Billion
Dogan Burda Dergi Yayincilik ve Pazarlama AS IS:BIGTK	Turkey	TL379.38 Million
CPE Technology Berhad KLSE:5317	Malaysia	RM17.56 Million
Vitania Ltd TA:VTNA	Israel	ILA2.09 Billion

Liability Composition Analysis (2005–2025)

This chart breaks down OP Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See OPBK equity to assets ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.08	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.63	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how OP Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for OP Bancorp (2005–2025)

The table below shows the annual total liabilities of OP Bancorp from 2005 to 2025.

Year	Total Liabilities	Change
2025-12-31	$2.42 Billion	+12.09%
2024-12-31	$2.16 Billion	+10.53%
2023-12-31	$1.96 Billion	+1.96%
2022-12-31	$1.92 Billion	+22.81%
2021-12-31	$1.56 Billion	+27.63%
2020-12-31	$1.22 Billion	+17.76%
2019-12-31	$1.04 Billion	+13.62%
2018-12-31	$914.40 Million	+12.96%
2017-12-31	$809.52 Million	+19.05%
2016-12-31	$679.97 Million	+24.79%
2015-12-31	$544.87 Million	+17.75%
2014-12-31	$462.75 Million	+48.75%
2013-12-31	$311.09 Million	+72.59%
2012-12-31	$180.25 Million	+25.18%
2006-12-31	$143.99 Million	+75.68%
2005-12-31	$81.96 Million	--

About OP Bancorp

NASDAQ:OPBK USA Banks - Regional

Market Cap

$229.30 Million

Market Cap Rank

#16461 Global

#3911 in USA

Share Price

$15.40

Change (1 day)

-0.52%

52-Week Range

$12.47 - $16.16

All Time High

$18.26