OP Bancorp Total Liabilities

Latest as of December 2025: $2.42 Billion USD

OP Bancorp total liabilities. Based on the latest financial reports, OP Bancorp (OPBK) has total liabilities worth $2.42 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check OPBK asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Total Liabilities of OP Bancorp (2005–2025)

Total liabilities of OP Bancorp from 2005 to 2025. This chart illustrates how OP Bancorp's total liabilities have evolved over time, based on quarterly financial data. Explore OP Bancorp strategic investment ratio to see how much of total assets are deployed in long-term investments.

OP Bancorp Competitors by Total Liabilities

The table below lists competitors of OP Bancorp ranked by their total liabilities.

Company	Country	Total Liabilities
Rani Zim Shopping Centers TA:RANI	Israel	ILA2.59 Billion
Jeju Bank KO:006220	Korea	₩8.30 Trillion
XRF Scientific Ltd AU:XRF	Australia	AU$8.67 Million
ESSA Bancorp Inc NASDAQ:ESSA	USA	$1.93 Billion
Cerrado Gold Corp V:CERT	Canada	CA$336.95 Million
Syncom Formulations (India) Limited NSE:SYNCOMF	India	Rs775.88 Million
Xsolla SPAC 1 Class A Ordinary Shares NASDAQ:XSLL	USA	$405.10K
Imperial Petroleum Inc NASDAQ:IMPP	USA	$58.14 Million

Liability Composition Analysis (2005–2025)

This chart breaks down OP Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see OP Bancorp total assets.

Liquidity & Leverage Metrics

OP Bancorp Total Liabilities Ratios Explained

OP Bancorp total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric	Value	Description
Current Ratio	0.08	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.63	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how OP Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for OP Bancorp (2005–2025)

The table below shows the annual total liabilities of OP Bancorp from 2005 to 2025.

Year	Total Liabilities	Change
2025-12-31	$2.42 Billion	+12.09%
2024-12-31	$2.16 Billion	+10.53%
2023-12-31	$1.96 Billion	+1.96%
2022-12-31	$1.92 Billion	+22.81%
2021-12-31	$1.56 Billion	+27.63%
2020-12-31	$1.22 Billion	+17.76%
2019-12-31	$1.04 Billion	+13.62%
2018-12-31	$914.40 Million	+12.96%
2017-12-31	$809.52 Million	+19.05%
2016-12-31	$679.97 Million	+24.79%
2015-12-31	$544.87 Million	+17.75%
2014-12-31	$462.75 Million	+48.75%
2013-12-31	$311.09 Million	+72.59%
2012-12-31	$180.25 Million	+25.18%
2006-12-31	$143.99 Million	+75.68%
2005-12-31	$81.96 Million	--

About OP Bancorp

NASDAQ:OPBK USA Banks - Regional

Market Cap

$229.30 Million

Market Cap Rank

#16170 Global

#3858 in USA

Share Price

$15.40

Change (1 day)

+1.72%

52-Week Range

$12.47 - $16.16

All Time High

$18.26