OP Bancorp (OPBK) - Total Assets
Based on the latest financial reports, OP Bancorp (OPBK) holds total assets worth $2.65 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore OP Bancorp debt service capacity to assess how comfortably operating cash covers total debt obligations.
OP Bancorp - Total Assets Trend (2005–2025)
This chart illustrates how OP Bancorp's total assets have evolved over time, based on quarterly financial data. See OP Bancorp net assets for net asset value and shareholders' equity analysis.
OP Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
OP Bancorp's total assets of $2.65 Billion consist of 6.7% current assets and 93.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 16.4% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how OP Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see OP Bancorp stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OP Bancorp's current assets represent 6.7% of total assets in 2025, a decrease from 11.7% in 2005.
- Cash Position: Cash and equivalents constituted 16.4% of total assets in 2025, up from 11.3% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
OP Bancorp Competitors by Total Assets
Key competitors of OP Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
OP Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.08 | 0.07 | 0.18 |
| Quick Ratio | 0.08 | 0.07 | 0.18 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-2.11 Billion | $-1.90 Billion | $-1.05 Billion |
OP Bancorp - Advanced Valuation Insights
This section examines the relationship between OP Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 12.0% |
| Total Assets | $2.65 Billion |
| Market Capitalization | $209.20 Million USD |
Valuation Analysis
Below Book Valuation: The market values OP Bancorp's assets below their book value (0.08x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: OP Bancorp's assets grew by 12.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for OP Bancorp (2005–2025)
The table below shows the annual total assets of OP Bancorp from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.65 Billion | +12.01% |
| 2024-12-31 | $2.37 Billion | +10.16% |
| 2023-12-31 | $2.15 Billion | +2.54% |
| 2022-12-31 | $2.09 Billion | +21.30% |
| 2021-12-31 | $1.73 Billion | +26.33% |
| 2020-12-31 | $1.37 Billion | +15.88% |
| 2019-12-31 | $1.18 Billion | +12.96% |
| 2018-12-31 | $1.04 Billion | +15.89% |
| 2017-12-31 | $901.00 Million | +18.36% |
| 2016-12-31 | $761.25 Million | +23.31% |
| 2015-12-31 | $617.35 Million | +16.88% |
| 2014-12-31 | $528.19 Million | +54.32% |
| 2013-12-31 | $342.28 Million | +66.04% |
| 2012-12-31 | $206.14 Million | +27.92% |
| 2006-12-31 | $161.15 Million | +59.83% |
| 2005-12-31 | $100.83 Million | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more