OP Bancorp (OPBK) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.108x

Based on the latest financial reports, OP Bancorp (OPBK) has a cash flow conversion efficiency ratio of 0.108x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($23.95 Million) by net assets ($221.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

OP Bancorp - Cash Flow Conversion Efficiency Trend (2012–2024)

This chart illustrates how OP Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read OPBK total liabilities for a breakdown of total debt and financial obligations.

OP Bancorp Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of OP Bancorp ranked by their cash flow conversion efficiency.

Company Cash Flow Conversion Efficiency
KG Eco Technology Services Co. Ltd
KQ:151860
0.046x
ESSA Bancorp Inc
NASDAQ:ESSA
0.016x
Priner Serviços Industriais S.A
SA:PRNR3
0.056x
Maha Energy AB (publ)
ST:MAHA-A
-0.038x
Jacob Finance And Investments Ltd
TA:JCFN
0.069x
Voyager Therapeutics Inc
NASDAQ:VYGR
-0.141x
Namyang Dairy
KO:003920
0.010x
Bank Amar Indonesia 
JK:AMAR
0.022x

Annual Cash Flow Conversion Efficiency for OP Bancorp (2012–2024)

The table below shows the annual cash flow conversion efficiency of OP Bancorp from 2012 to 2024. For the full company profile with market capitalisation and key ratios, see OPBK market cap.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2024-12-31 $204.99 Million $31.34 Million 0.153x -56.59%
2023-12-31 $192.63 Million $67.84 Million 0.352x -25.59%
2022-12-31 $176.92 Million $83.73 Million 0.473x +376.54%
2021-12-31 $165.22 Million $-28.28 Million -0.171x -395.10%
2020-12-31 $143.37 Million $-4.96 Million -0.035x -126.76%
2019-12-31 $140.58 Million $18.16 Million 0.129x -45.21%
2018-12-31 $129.79 Million $30.61 Million 0.236x +1104.74%
2017-12-31 $91.48 Million $-2.15 Million -0.023x -118.03%
2016-12-31 $81.28 Million $10.58 Million 0.130x +5.44%
2015-12-31 $72.48 Million $8.95 Million 0.123x -67.52%
2014-12-31 $65.44 Million $24.87 Million 0.380x +508.91%
2013-12-31 $31.19 Million $-2.90 Million -0.093x +33.72%
2012-12-31 $25.89 Million $-3.63 Million -0.140x --

About OP Bancorp

NASDAQ:OPBK USA Banks - Regional
Market Cap
$218.43 Million
Market Cap Rank
#16371 Global
#3702 in USA
Share Price
$14.67
Change (1 day)
+2.30%
52-Week Range
$11.62 - $15.05
All Time High
$18.26
About

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more