OP Bancorp (OPBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OP Bancorp (OPBK) has a cash flow conversion efficiency ratio of 0.108x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($23.95 Million) by net assets ($221.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See OPBK net asset quality score to measure how much of total assets are equity-financed.
OP Bancorp - Cash Flow Conversion Efficiency Trend (2012–2024)
This chart illustrates how OP Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is OP Bancorp's earnings quality to evaluate the quality of earnings relative to operating cash generation.
OP Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OP Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
ESSA Bancorp Inc
NASDAQ:ESSA
|
0.016x |
|
Steamships Trading Company Ltd
AU:SST
|
0.095x |
|
KIP Real Estate Investment Trust
KLSE:5280
|
0.021x |
|
Cellectis
PA:ALCLS
|
-0.139x |
|
Next PLC
LSE:NXT
|
0.222x |
|
Solvar Ltd
AU:SVR
|
0.099x |
|
AVY Precision Technology
TWO:5392
|
0.037x |
|
Alta Equipment Group Inc
NYSE:ALTG
|
-0.735x |
Annual Cash Flow Conversion Efficiency for OP Bancorp (2012–2024)
The table below shows the annual cash flow conversion efficiency of OP Bancorp from 2012 to 2024. For the full company profile with market capitalisation and key ratios, see OP Bancorp (OPBK) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $204.99 Million | $31.34 Million | 0.153x | -56.59% |
| 2023-12-31 | $192.63 Million | $67.84 Million | 0.352x | -25.59% |
| 2022-12-31 | $176.92 Million | $83.73 Million | 0.473x | +376.54% |
| 2021-12-31 | $165.22 Million | $-28.28 Million | -0.171x | -395.10% |
| 2020-12-31 | $143.37 Million | $-4.96 Million | -0.035x | -126.76% |
| 2019-12-31 | $140.58 Million | $18.16 Million | 0.129x | -45.21% |
| 2018-12-31 | $129.79 Million | $30.61 Million | 0.236x | +1104.74% |
| 2017-12-31 | $91.48 Million | $-2.15 Million | -0.023x | -118.03% |
| 2016-12-31 | $81.28 Million | $10.58 Million | 0.130x | +5.44% |
| 2015-12-31 | $72.48 Million | $8.95 Million | 0.123x | -67.52% |
| 2014-12-31 | $65.44 Million | $24.87 Million | 0.380x | +508.91% |
| 2013-12-31 | $31.19 Million | $-2.90 Million | -0.093x | +33.72% |
| 2012-12-31 | $25.89 Million | $-3.63 Million | -0.140x | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more