OP Bancorp Cash Flow Conversion Efficiency
OP Bancorp cash flow conversion efficiency. Based on the latest financial reports, OP Bancorp (OPBK) has a cash flow conversion efficiency ratio of 0.108x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($23.95 Million) by net assets ($221.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of OP Bancorp (2012–2024)
Cash flow conversion efficiency of OP Bancorp from 2012 to 2024. This chart illustrates how OP Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest OP Bancorp stock price today for real-time trading data and today's change.
OP Bancorp Cash Flow Conversion Ratio Explained
OP Bancorp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
OP Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OP Bancorp ranked by their cash flow conversion efficiency. Also see OPBK market cap overview for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Skue Sparebank
OL:SKUE
|
0.056x |
|
ESSA Bancorp Inc
NASDAQ:ESSA
|
0.016x |
|
XRF Scientific Ltd
AU:XRF
|
0.104x |
|
Indo Rama Synthetics (India) Limited
NSE:INDORAMA
|
0.176x |
|
Winpac Inc
KQ:097800
|
0.123x |
|
SMC Global Securities Limited
NSE:SMCGLOBAL
|
-0.162x |
|
Taj GVK Hotels & Resorts Limited
NSE:TAJGVK
|
0.019x |
|
Chengdu Qinchuan IoT Technology Co Ltd
SHG:688528
|
-0.048x |
Annual Cash Flow Conversion Efficiency for OP Bancorp (2012–2024)
The table below shows the annual cash flow conversion efficiency of OP Bancorp from 2012 to 2024. Review free cash flow generation of OP Bancorp to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $204.99 Million | $31.34 Million | 0.153x | -56.59% |
| 2023-12-31 | $192.63 Million | $67.84 Million | 0.352x | -25.59% |
| 2022-12-31 | $176.92 Million | $83.73 Million | 0.473x | +376.54% |
| 2021-12-31 | $165.22 Million | $-28.28 Million | -0.171x | -395.10% |
| 2020-12-31 | $143.37 Million | $-4.96 Million | -0.035x | -126.76% |
| 2019-12-31 | $140.58 Million | $18.16 Million | 0.129x | -45.21% |
| 2018-12-31 | $129.79 Million | $30.61 Million | 0.236x | +1104.74% |
| 2017-12-31 | $91.48 Million | $-2.15 Million | -0.023x | -118.03% |
| 2016-12-31 | $81.28 Million | $10.58 Million | 0.130x | +5.44% |
| 2015-12-31 | $72.48 Million | $8.95 Million | 0.123x | -67.52% |
| 2014-12-31 | $65.44 Million | $24.87 Million | 0.380x | +508.91% |
| 2013-12-31 | $31.19 Million | $-2.90 Million | -0.093x | +33.72% |
| 2012-12-31 | $25.89 Million | $-3.63 Million | -0.140x | -- |
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage … Read more