Republic Bancorp Inc - Asset Resilience Ratio

Latest as of March 2026: 12.22%

Republic Bancorp Inc (RBCAA) has an Asset Resilience Ratio of 12.22% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check RBCAA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$886.64 Million

Cash + Short-term Investments

Total Assets

$7.25 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2025)

This chart shows how Republic Bancorp Inc's Asset Resilience Ratio has changed over time. See Republic Bancorp Inc net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Republic Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Republic Bancorp Inc market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$886.64 Million	12.22%
Total Liquid Assets	$886.64 Million	12.22%

Asset Resilience Insights

Moderate Liquidity: Republic Bancorp Inc has 12.22% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Republic Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Republic Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Bank Mestika Dharma Tbk JK:BBMD	Banks - Regional	-6.51%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
Bank Ochrony Środowiska SA WAR:BOS	Banks - Regional	8.84%
Bank Capital Indonesia Tbk JK:BACA	Banks - Regional	-22.83%

Annual Asset Resilience Ratio for Republic Bancorp Inc (2003–2025)

The table below shows the annual Asset Resilience Ratio data for Republic Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	12.65%	$890.58 Million	$7.04 Billion	+7.64pp
2024-12-31	5.01%	$342.93 Million	$6.85 Billion	-3.96pp
2023-12-31	8.97%	$591.31 Million	$6.59 Billion	-1.67pp
2022-12-31	10.63%	$620.37 Million	$5.83 Billion	+2.51pp
2021-12-31	8.13%	$495.13 Million	$6.09 Billion	-0.37pp
2020-12-31	8.49%	$523.86 Million	$6.17 Billion	+0.11pp
2019-12-31	8.39%	$471.36 Million	$5.62 Billion	-0.69pp
2018-12-31	9.08%	$475.74 Million	$5.24 Billion	-1.29pp
2017-12-31	10.37%	$527.23 Million	$5.09 Billion	+0.38pp
2016-12-31	9.99%	$481.27 Million	$4.82 Billion	-2.23pp
2015-12-31	12.22%	$517.06 Million	$4.23 Billion	+0.59pp
2014-12-31	11.63%	$435.91 Million	$3.75 Billion	-1.20pp
2013-12-31	12.84%	$432.89 Million	$3.37 Billion	-0.07pp
2012-12-31	12.91%	$438.25 Million	$3.39 Billion	-5.98pp
2011-12-31	18.89%	$645.95 Million	$3.42 Billion	+4.82pp
2010-12-31	14.07%	$509.75 Million	$3.62 Billion	+3.45pp
2009-12-31	10.62%	$416.31 Million	$3.92 Billion	-11.05pp
2008-12-31	21.68%	$853.91 Million	$3.94 Billion	+4.97pp
2007-12-31	16.70%	$528.75 Million	$3.17 Billion	+0.17pp
2006-12-31	16.53%	$503.73 Million	$3.05 Billion	+0.16pp
2005-12-31	16.37%	$447.87 Million	$2.74 Billion	-1.77pp
2004-12-31	18.14%	$453.36 Million	$2.50 Billion	+4.25pp
2003-12-31	13.89%	$295.52 Million	$2.13 Billion	--

pp = percentage points

About Republic Bancorp Inc

NASDAQ:RBCAA USA Banks - Regional

Market Cap

$1.48 Billion

Market Cap Rank

#7428 Global

#2179 in USA

Share Price

$84.69

Change (1 day)

-0.78%

52-Week Range

$64.96 - $87.73

All Time High

$87.73