Republic Bancorp Inc Asset Resilience Ratio
Republic Bancorp Inc asset resilience ratio. Republic Bancorp Inc (RBCAA) has an Asset Resilience Ratio of 10.05% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RBCAA defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Republic Bancorp Inc (2003–2025)
Asset resilience ratio of Republic Bancorp Inc from 2003 to 2025. This chart shows how Republic Bancorp Inc's Asset Resilience Ratio has changed over time. Read Republic Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Republic Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Republic Bancorp Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $710.01 Million | 10.05% |
| Total Liquid Assets | $710.01 Million | 10.05% |
Asset Resilience Insights
- Moderate Liquidity: Republic Bancorp Inc has 10.05% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Republic Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Republic Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Republic Bancorp Inc Asset Resilience Ratio by Year (2003–2025)
Republic Bancorp Inc asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Republic Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.65% | $890.58 Million | $7.04 Billion | +7.64pp |
| 2024-12-31 | 5.01% | $342.93 Million | $6.85 Billion | -3.96pp |
| 2023-12-31 | 8.97% | $591.31 Million | $6.59 Billion | -1.67pp |
| 2022-12-31 | 10.63% | $620.37 Million | $5.83 Billion | +2.51pp |
| 2021-12-31 | 8.13% | $495.13 Million | $6.09 Billion | -0.37pp |
| 2020-12-31 | 8.49% | $523.86 Million | $6.17 Billion | +0.11pp |
| 2019-12-31 | 8.39% | $471.36 Million | $5.62 Billion | -0.69pp |
| 2018-12-31 | 9.08% | $475.74 Million | $5.24 Billion | -1.29pp |
| 2017-12-31 | 10.37% | $527.23 Million | $5.09 Billion | +0.38pp |
| 2016-12-31 | 9.99% | $481.27 Million | $4.82 Billion | -2.23pp |
| 2015-12-31 | 12.22% | $517.06 Million | $4.23 Billion | +0.59pp |
| 2014-12-31 | 11.63% | $435.91 Million | $3.75 Billion | -1.20pp |
| 2013-12-31 | 12.84% | $432.89 Million | $3.37 Billion | -0.07pp |
| 2012-12-31 | 12.91% | $438.25 Million | $3.39 Billion | -5.98pp |
| 2011-12-31 | 18.89% | $645.95 Million | $3.42 Billion | +4.82pp |
| 2010-12-31 | 14.07% | $509.75 Million | $3.62 Billion | +3.45pp |
| 2009-12-31 | 10.62% | $416.31 Million | $3.92 Billion | -11.05pp |
| 2008-12-31 | 21.68% | $853.91 Million | $3.94 Billion | +4.97pp |
| 2007-12-31 | 16.70% | $528.75 Million | $3.17 Billion | +0.17pp |
| 2006-12-31 | 16.53% | $503.73 Million | $3.05 Billion | +0.16pp |
| 2005-12-31 | 16.37% | $447.87 Million | $2.74 Billion | -1.77pp |
| 2004-12-31 | 18.14% | $453.36 Million | $2.50 Billion | +4.25pp |
| 2003-12-31 | 13.89% | $295.52 Million | $2.13 Billion | -- |
About Republic Bancorp Inc
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial, CRE and multi-famil… Read more