Republic Bancorp Inc (RBCAA) — Defensive Interval Ratio

Latest as of March 2026: 4875 days

Republic Bancorp Inc (RBCAA) has a Defensive Interval Ratio of 4875 days as of March 2026. Defensive assets of $1.09 Billion (cash $-, short-term investments $886.64 Million, receivables $199.63 Million) cover 4875 days of daily cash needs of $222.84K/day. Check RBCAA intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

4875 days
Days of operational coverage

Defensive Assets

$1.09 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$222.84K
Current Liabilities ÷ 365

Current Liabilities

$81.34 Million
USD

Republic Bancorp Inc Defensive Interval Ratio (1996–2025)

This chart shows how Republic Bancorp Inc's Defensive Interval Ratio has evolved across 27 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 4875 days, meaning defensive assets of $1.09 Billion can fund 4875 days of operations without new revenue. Also explore Republic Bancorp Inc (RBCAA) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Republic Bancorp Inc (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for Republic Bancorp Inc from 1996 to 2025, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see RBCAA company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 937 days $912.87 Million $974.03K/day $- $890.58 Million ▲ +907 days
2024 30 days $435.11 Million $14.56 Million/day $- $342.93 Million ▼ -18 days
2023 48 days $678.84 Million $14.11 Million/day $- $591.31 Million ▼ 0 days
2022 48 days $630.76 Million $13.03 Million/day $- $620.37 Million ▲ +13 days
2021 36 days $503.67 Million $14.06 Million/day $- $495.13 Million ▼ -4 days
2020 39 days $533.89 Million $13.55 Million/day $- $523.86 Million ▼ -5 days
2019 45 days $485.25 Million $10.83 Million/day $- $471.36 Million ▼ -4 days
2018 49 days $490.77 Million $9.97 Million/day $- $475.74 Million ▼ -5 days
2017 55 days $543.81 Million $9.96 Million/day $- $527.23 Million ▲ +11 days
2016 43 days $494.89 Million $11.43 Million/day $- $481.27 Million ▼ -23 days
2015 67 days $525.96 Million $7.90 Million/day $- $517.06 Million ▲ +0 days
2014 66 days $438.44 Million $6.61 Million/day $- $435.91 Million ▼ -13 days
2013 79 days $466.52 Million $5.91 Million/day $- $432.89 Million ▲ +7 days
2012 72 days $438.25 Million $6.12 Million/day $- $438.25 Million ▼ -55 days
2011 127 days $692.49 Million $5.46 Million/day $- $645.95 Million ▲ +49 days
2010 78 days $561.85 Million $7.25 Million/day $- $509.75 Million ▲ +18 days
2009 59 days $473.07 Million $8.01 Million/day $- $416.31 Million ▼ -46 days
2008 105 days $893.84 Million $8.51 Million/day $- $853.91 Million ▲ +18 days
2007 87 days $564.85 Million $6.49 Million/day $- $528.75 Million ▲ +8 days
2006 79 days $542.05 Million $6.84 Million/day $- $503.73 Million ▼ -4 days
2005 84 days $484.48 Million $5.79 Million/day $- $447.87 Million ▼ -9 days
2004 93 days $476.64 Million $5.14 Million/day $- $453.36 Million ▲ +18 days
2003 75 days $316.28 Million $4.22 Million/day $- $295.52 Million ▲ +72 days
1999 3 days $9.16 Million $3.39 Million/day $- $- ▼ -1 days
1998 3 days $8.80 Million $2.72 Million/day $- $- ▼ -1 days
1997 4 days $8.80 Million $2.31 Million/day $- $- ▲ +0 days
1996 4 days $9.69 Million $2.64 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)