Republic Bancorp Inc (RBCAA) — Defensive Interval Ratio
Republic Bancorp Inc (RBCAA) has a Defensive Interval Ratio of 1021 days as of June 2026. Defensive assets of $191.97 Million (cash $-, short-term investments $-, receivables $191.97 Million) cover 1021 days of daily cash needs of $187.99K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Republic Bancorp Inc Defensive Interval Ratio (1996–2025)
This chart shows how Republic Bancorp Inc's Defensive Interval Ratio has evolved across 27 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 1021 days, meaning defensive assets of $191.97 Million can fund 1021 days of operations without new revenue. For the complete balance sheet picture, see Republic Bancorp Inc total assets.
Annual Defensive Interval Ratio for Republic Bancorp Inc (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for Republic Bancorp Inc from 1996 to 2025, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Republic Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 937 days | $912.87 Million | $974.03K/day | $- | $890.58 Million | ▲ +907 days |
| 2024 | 30 days | $435.11 Million | $14.56 Million/day | $- | $342.93 Million | ▼ -18 days |
| 2023 | 48 days | $678.84 Million | $14.11 Million/day | $- | $591.31 Million | ▼ 0 days |
| 2022 | 48 days | $630.76 Million | $13.03 Million/day | $- | $620.37 Million | ▲ +13 days |
| 2021 | 36 days | $503.67 Million | $14.06 Million/day | $- | $495.13 Million | ▼ -4 days |
| 2020 | 39 days | $533.89 Million | $13.55 Million/day | $- | $523.86 Million | ▼ -5 days |
| 2019 | 45 days | $485.25 Million | $10.83 Million/day | $- | $471.36 Million | ▼ -4 days |
| 2018 | 49 days | $490.77 Million | $9.97 Million/day | $- | $475.74 Million | ▼ -5 days |
| 2017 | 55 days | $543.81 Million | $9.96 Million/day | $- | $527.23 Million | ▲ +11 days |
| 2016 | 43 days | $494.89 Million | $11.43 Million/day | $- | $481.27 Million | ▼ -23 days |
| 2015 | 67 days | $525.96 Million | $7.90 Million/day | $- | $517.06 Million | ▲ +0 days |
| 2014 | 66 days | $438.44 Million | $6.61 Million/day | $- | $435.91 Million | ▼ -13 days |
| 2013 | 79 days | $466.52 Million | $5.91 Million/day | $- | $432.89 Million | ▲ +7 days |
| 2012 | 72 days | $438.25 Million | $6.12 Million/day | $- | $438.25 Million | ▼ -55 days |
| 2011 | 127 days | $692.49 Million | $5.46 Million/day | $- | $645.95 Million | ▲ +49 days |
| 2010 | 78 days | $561.85 Million | $7.25 Million/day | $- | $509.75 Million | ▲ +18 days |
| 2009 | 59 days | $473.07 Million | $8.01 Million/day | $- | $416.31 Million | ▼ -46 days |
| 2008 | 105 days | $893.84 Million | $8.51 Million/day | $- | $853.91 Million | ▲ +18 days |
| 2007 | 87 days | $564.85 Million | $6.49 Million/day | $- | $528.75 Million | ▲ +8 days |
| 2006 | 79 days | $542.05 Million | $6.84 Million/day | $- | $503.73 Million | ▼ -4 days |
| 2005 | 84 days | $484.48 Million | $5.79 Million/day | $- | $447.87 Million | ▼ -9 days |
| 2004 | 93 days | $476.64 Million | $5.14 Million/day | $- | $453.36 Million | ▲ +18 days |
| 2003 | 75 days | $316.28 Million | $4.22 Million/day | $- | $295.52 Million | ▲ +72 days |
| 1999 | 3 days | $9.16 Million | $3.39 Million/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $8.80 Million | $2.72 Million/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $8.80 Million | $2.31 Million/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $9.69 Million | $2.64 Million/day | $- | $- | — |