Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, time deposits, and corporate deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiducia… Read more
Simmons First National Corporation - Asset Resilience Ratio
Simmons First National Corporation (SFNC) has an Asset Resilience Ratio of 13.31% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Simmons First National Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Simmons First National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.27 Billion | 13.31% |
| Total Liquid Assets | $3.27 Billion | 13.31% |
Asset Resilience Insights
- Moderate Liquidity: Simmons First National Corporation has 13.31% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Simmons First National Corporation Industry Peers by Asset Resilience Ratio
Compare Simmons First National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Simmons First National Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Simmons First National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.31% | $3.27 Billion | $24.54 Billion | +8.11pp |
| 2024-12-31 | 5.20% | $1.40 Billion | $26.88 Billion | -6.33pp |
| 2023-12-31 | 11.53% | $3.15 Billion | $27.35 Billion | -2.50pp |
| 2022-12-31 | 14.03% | $3.85 Billion | $27.46 Billion | -14.74pp |
| 2021-12-31 | 28.77% | $7.11 Billion | $24.72 Billion | +13.24pp |
| 2020-12-31 | 15.54% | $3.47 Billion | $22.36 Billion | -0.71pp |
| 2019-12-31 | 16.24% | $3.45 Billion | $21.26 Billion | +3.24pp |
| 2018-12-31 | 13.01% | $2.15 Billion | $16.54 Billion | +2.45pp |
| 2017-12-31 | 10.56% | $1.59 Billion | $15.06 Billion | -3.22pp |
| 2016-12-31 | 13.78% | $1.16 Billion | $8.40 Billion | +2.91pp |
| 2015-12-31 | 10.87% | $821.41 Million | $7.56 Billion | +4.29pp |
| 2014-12-31 | 6.57% | $305.28 Million | $4.64 Billion | +1.73pp |
| 2013-12-31 | 4.84% | $212.28 Million | $4.38 Billion | -0.58pp |
| 2012-12-31 | 5.42% | $191.34 Million | $3.53 Billion | +5.20pp |
| 2011-12-31 | 0.23% | $7.54 Million | $3.32 Billion | -13.05pp |
| 2010-12-31 | 13.28% | $440.38 Million | $3.32 Billion | +12.83pp |
| 2009-12-31 | 0.45% | $13.90 Million | $3.09 Billion | -21.66pp |
| 2008-12-31 | 22.10% | $646.13 Million | $2.92 Billion | +2.39pp |
| 2007-12-31 | 19.72% | $530.93 Million | $2.69 Billion | +4.24pp |
| 2006-12-31 | 15.48% | $410.44 Million | $2.65 Billion | -5.19pp |
| 2005-12-31 | 20.67% | $521.79 Million | $2.52 Billion | +3.63pp |
| 2004-12-31 | 17.05% | $411.47 Million | $2.41 Billion | -4.96pp |
| 2003-12-31 | 22.00% | $491.95 Million | $2.24 Billion | +16.18pp |
| 2002-12-31 | 5.82% | $115.09 Million | $1.98 Billion | +0.21pp |
| 2001-12-31 | 5.61% | $113.06 Million | $2.02 Billion | +3.85pp |
| 2000-12-31 | 1.76% | $33.64 Million | $1.91 Billion | -- |