SLM Corp
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corpora… Read more
SLM Corp - Asset Resilience Ratio
SLM Corp (SLM) has an Asset Resilience Ratio of 6.43% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how SLM Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down SLM Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.93 Billion | 6.43% |
| Total Liquid Assets | $1.93 Billion | 6.43% |
Asset Resilience Insights
- Limited Liquidity: SLM Corp maintains only 6.43% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
SLM Corp Industry Peers by Asset Resilience Ratio
Compare SLM Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for SLM Corp (2004–2024)
The table below shows the annual Asset Resilience Ratio data for SLM Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 6.43% | $1.93 Billion | $30.07 Billion | -1.84pp |
| 2023-12-31 | 8.27% | $2.41 Billion | $29.17 Billion | +0.14pp |
| 2022-12-31 | 8.13% | $2.34 Billion | $28.81 Billion | -0.49pp |
| 2021-12-31 | 8.62% | $2.52 Billion | $29.22 Billion | +2.13pp |
| 2020-12-31 | 6.49% | $2.00 Billion | $30.77 Billion | +5.00pp |
| 2019-12-31 | 1.49% | $487.67 Million | $32.69 Billion | +0.83pp |
| 2018-12-31 | 0.66% | $176.25 Million | $26.64 Billion | -0.46pp |
| 2017-12-31 | 1.12% | $244.09 Million | $21.78 Billion | 0.00pp |
| 2016-12-31 | 1.13% | $208.60 Million | $18.53 Billion | -0.16pp |
| 2015-12-31 | 1.28% | $195.39 Million | $15.21 Billion | -0.02pp |
| 2014-12-31 | 1.30% | $168.93 Million | $12.97 Billion | +1.23pp |
| 2013-12-31 | 0.07% | $109.00 Million | $159.54 Billion | +0.03pp |
| 2012-12-31 | 0.04% | $72.00 Million | $181.26 Billion | +0.00pp |
| 2011-12-31 | 0.04% | $70.00 Million | $193.34 Billion | 0.00pp |
| 2010-12-31 | 0.04% | $83.00 Million | $205.31 Billion | -0.71pp |
| 2009-12-31 | 0.75% | $1.27 Billion | $169.99 Billion | +0.24pp |
| 2008-12-31 | 0.51% | $861.01 Million | $168.77 Billion | -1.34pp |
| 2007-12-31 | 1.85% | $2.87 Billion | $155.56 Billion | -0.28pp |
| 2006-12-31 | 2.12% | $2.46 Billion | $116.14 Billion | +0.01pp |
| 2005-12-31 | 2.11% | $2.10 Billion | $99.34 Billion | -0.52pp |
| 2004-12-31 | 2.63% | $2.21 Billion | $84.09 Billion | -- |