TriCo Bancshares
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts… Read more
TriCo Bancshares - Asset Resilience Ratio
TriCo Bancshares (TCBK) has an Asset Resilience Ratio of 17.66% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how TriCo Bancshares's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down TriCo Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.73 Billion | 17.66% |
| Total Liquid Assets | $1.73 Billion | 17.66% |
Asset Resilience Insights
- Good Liquidity Position: TriCo Bancshares maintains a healthy 17.66% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
TriCo Bancshares Industry Peers by Asset Resilience Ratio
Compare TriCo Bancshares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for TriCo Bancshares (2000–2025)
The table below shows the annual Asset Resilience Ratio data for TriCo Bancshares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.66% | $1.73 Billion | $9.82 Billion | +17.58pp |
| 2024-12-31 | 0.08% | $7.84 Million | $9.67 Billion | -21.64pp |
| 2023-12-31 | 21.72% | $2.15 Billion | $9.91 Billion | -3.00pp |
| 2022-12-31 | 24.72% | $2.46 Billion | $9.93 Billion | -0.94pp |
| 2021-12-31 | 25.66% | $2.21 Billion | $8.61 Billion | +7.11pp |
| 2020-12-31 | 18.55% | $1.42 Billion | $7.64 Billion | +3.87pp |
| 2019-12-31 | 14.68% | $950.14 Million | $6.47 Billion | -2.92pp |
| 2018-12-31 | 17.60% | $1.12 Billion | $6.35 Billion | +2.25pp |
| 2017-12-31 | 15.35% | $730.88 Million | $4.76 Billion | +3.17pp |
| 2016-12-31 | 12.18% | $550.23 Million | $4.52 Billion | +2.59pp |
| 2015-12-31 | 9.59% | $404.88 Million | $4.22 Billion | +7.46pp |
| 2014-12-31 | 2.13% | $83.47 Million | $3.91 Billion | -1.68pp |
| 2013-12-31 | 3.81% | $104.65 Million | $2.74 Billion | -2.43pp |
| 2012-12-31 | 6.25% | $163.03 Million | $2.61 Billion | +28.30pp |
| 2011-12-31 | -22.05% | $-563.62 Million | $2.56 Billion | +39.29pp |
| 2010-12-31 | -61.34% | $-1.34 Billion | $2.19 Billion | -61.39pp |
| 2006-12-31 | 0.04% | $794.00K | $1.92 Billion | -0.09pp |
| 2005-12-31 | 0.13% | $2.38 Million | $1.84 Billion | +0.11pp |
| 2003-12-31 | 0.02% | $326.00K | $1.47 Billion | -0.69pp |
| 2002-12-31 | 0.71% | $8.10 Million | $1.14 Billion | -1.15pp |
| 2001-12-31 | 1.86% | $18.70 Million | $1.01 Billion | +1.78pp |
| 2000-12-31 | 0.08% | $800.00K | $972.07 Million | -- |