Trupanion Inc - Asset Resilience Ratio

Latest as of December 2025: 25.43%

Trupanion Inc (TRUP) has an Asset Resilience Ratio of 25.43% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Trupanion Inc (TRUP) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets

$232.71 Million

Cash + Short-term Investments

Total Assets

$915.04 Million

All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Trupanion Inc's Asset Resilience Ratio has changed over time. See TRUP net asset value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Trupanion Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Trupanion Inc (TRUP) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$232.71 Million	25.43%
Total Liquid Assets	$232.71 Million	25.43%

Asset Resilience Insights

Very High Liquidity: Trupanion Inc maintains exceptional liquid asset reserves at 25.43% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Trupanion Inc Industry Peers by Asset Resilience Ratio

Compare Trupanion Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hyundai Mar&Fi KO:001450	Insurance - Property & Casualty	50.59%
Hanwha General KO:000370	Insurance - Property & Casualty	62.53%
Zur Shamir Holdings Ltd TA:ZUR	Insurance - Property & Casualty	21.86%
Petrolimex Insurance Corp VN:PGI	Insurance - Property & Casualty	45.77%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%

Annual Asset Resilience Ratio for Trupanion Inc (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Trupanion Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	25.43%	$232.71 Million	$915.04 Million	+7.20pp
2024-12-31	18.23%	$147.09 Million	$806.85 Million	+1.67pp
2023-12-31	16.56%	$129.67 Million	$782.95 Million	-6.79pp
2022-12-31	23.35%	$156.80 Million	$671.63 Million	+0.95pp
2021-12-31	22.40%	$126.01 Million	$562.58 Million	+4.36pp
2020-12-31	18.04%	$89.86 Million	$498.25 Million	-9.08pp
2019-12-31	27.11%	$69.73 Million	$257.20 Million	+0.82pp
2018-12-31	26.29%	$54.56 Million	$207.51 Million	-9.22pp
2017-12-31	35.51%	$37.59 Million	$105.86 Million	-0.40pp
2016-12-31	35.91%	$29.57 Million	$82.34 Million	+0.25pp
2015-12-31	35.66%	$25.29 Million	$70.92 Million	+12.90pp
2014-12-31	22.76%	$22.37 Million	$98.31 Million	-8.39pp
2013-12-31	31.15%	$16.09 Million	$51.65 Million	-7.92pp
2012-12-31	39.07%	$10.81 Million	$27.67 Million	--

pp = percentage points

About Trupanion Inc

NASDAQ:TRUP USA Insurance - Property & Casualty

Market Cap

$1.06 Billion

Market Cap Rank

#8868 Global

#2387 in USA

Share Price

$24.33

Change (1 day)

+1.42%

52-Week Range

$23.99 - $56.45

All Time High

$155.41