Trupanion Inc - Asset Resilience Ratio

Latest as of March 2026: 24.98%

Trupanion Inc (TRUP) has an Asset Resilience Ratio of 24.98% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check TRUP strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$230.21 Million
Cash + Short-term Investments

Total Assets

$921.58 Million
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Trupanion Inc's Asset Resilience Ratio has changed over time. See Trupanion Inc (TRUP) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Trupanion Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Trupanion Inc (TRUP) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $230.21 Million 24.98%
Total Liquid Assets $230.21 Million 24.98%

Asset Resilience Insights

  • Good Liquidity Position: Trupanion Inc maintains a healthy 24.98% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

Trupanion Inc Industry Peers by Asset Resilience Ratio

Compare Trupanion Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
PICC Property and Casualty Company Limited
F:PJC
Insurance - Property & Casualty 33.32%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 4.66%
Definity Financial Corp
TO:DFY
Insurance - Property & Casualty 2.07%
Intact Financial Corporation
TO:IFC
Insurance - Property & Casualty 27.27%

Annual Asset Resilience Ratio for Trupanion Inc (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Trupanion Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 25.43% $232.71 Million $915.04 Million +7.20pp
2024-12-31 18.23% $147.09 Million $806.85 Million +1.67pp
2023-12-31 16.56% $129.67 Million $782.95 Million -6.79pp
2022-12-31 23.35% $156.80 Million $671.63 Million +0.95pp
2021-12-31 22.40% $126.01 Million $562.58 Million +4.36pp
2020-12-31 18.04% $89.86 Million $498.25 Million -9.08pp
2019-12-31 27.11% $69.73 Million $257.20 Million +0.82pp
2018-12-31 26.29% $54.56 Million $207.51 Million -9.22pp
2017-12-31 35.51% $37.59 Million $105.86 Million -0.40pp
2016-12-31 35.91% $29.57 Million $82.34 Million +0.25pp
2015-12-31 35.66% $25.29 Million $70.92 Million +12.90pp
2014-12-31 22.76% $22.37 Million $98.31 Million -8.39pp
2013-12-31 31.15% $16.09 Million $51.65 Million -7.92pp
2012-12-31 39.07% $10.81 Million $27.67 Million --
pp = percentage points

About Trupanion Inc

NASDAQ:TRUP USA Insurance - Property & Casualty
Market Cap
$1.03 Billion
Market Cap Rank
#8955 Global
#2482 in USA
Share Price
$23.57
Change (1 day)
-3.56%
52-Week Range
$21.46 - $56.45
All Time High
$155.41
About

Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, … Read more