Trupanion Inc - Asset Resilience Ratio
Trupanion Inc (TRUP) has an Asset Resilience Ratio of 24.98% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check TRUP strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Trupanion Inc's Asset Resilience Ratio has changed over time. See Trupanion Inc (TRUP) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Trupanion Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Trupanion Inc (TRUP) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $230.21 Million | 24.98% |
| Total Liquid Assets | $230.21 Million | 24.98% |
Asset Resilience Insights
- Good Liquidity Position: Trupanion Inc maintains a healthy 24.98% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Trupanion Inc Industry Peers by Asset Resilience Ratio
Compare Trupanion Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for Trupanion Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Trupanion Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 25.43% | $232.71 Million | $915.04 Million | +7.20pp |
| 2024-12-31 | 18.23% | $147.09 Million | $806.85 Million | +1.67pp |
| 2023-12-31 | 16.56% | $129.67 Million | $782.95 Million | -6.79pp |
| 2022-12-31 | 23.35% | $156.80 Million | $671.63 Million | +0.95pp |
| 2021-12-31 | 22.40% | $126.01 Million | $562.58 Million | +4.36pp |
| 2020-12-31 | 18.04% | $89.86 Million | $498.25 Million | -9.08pp |
| 2019-12-31 | 27.11% | $69.73 Million | $257.20 Million | +0.82pp |
| 2018-12-31 | 26.29% | $54.56 Million | $207.51 Million | -9.22pp |
| 2017-12-31 | 35.51% | $37.59 Million | $105.86 Million | -0.40pp |
| 2016-12-31 | 35.91% | $29.57 Million | $82.34 Million | +0.25pp |
| 2015-12-31 | 35.66% | $25.29 Million | $70.92 Million | +12.90pp |
| 2014-12-31 | 22.76% | $22.37 Million | $98.31 Million | -8.39pp |
| 2013-12-31 | 31.15% | $16.09 Million | $51.65 Million | -7.92pp |
| 2012-12-31 | 39.07% | $10.81 Million | $27.67 Million | -- |
About Trupanion Inc
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, … Read more