Trupanion Inc (TRUP) — Defensive Interval Ratio
Trupanion Inc (TRUP) has a Defensive Interval Ratio of 496 days as of June 2026. Defensive assets of $551.32 Million (cash $-, short-term investments $249.13 Million, receivables $302.19 Million) cover 496 days of daily cash needs of $1.11 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Trupanion Inc Defensive Interval Ratio (2012–2025)
This chart shows how Trupanion Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 496 days, meaning defensive assets of $551.32 Million can fund 496 days of operations without new revenue. For the complete balance sheet picture, see total assets of Trupanion Inc.
Annual Defensive Interval Ratio for Trupanion Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Trupanion Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Trupanion Inc (TRUP) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 476 days | $534.65 Million | $1.12 Million/day | $- | $232.71 Million | ▲ +37 days |
| 2024 | 440 days | $421.12 Million | $957.88K/day | $- | $147.09 Million | ▲ +18 days |
| 2023 | 421 days | $397.57 Million | $943.76K/day | $- | $129.67 Million | ▼ -69 days |
| 2022 | 491 days | $389.24 Million | $793.47K/day | $- | $156.80 Million | ▲ +15 days |
| 2021 | 475 days | $291.23 Million | $612.87K/day | $- | $126.01 Million | ▲ +17 days |
| 2020 | 459 days | $188.93 Million | $412.05K/day | $- | $89.86 Million | ▼ -36 days |
| 2019 | 495 days | $124.14 Million | $251.03K/day | $- | $69.73 Million | ▼ -3 days |
| 2018 | 497 days | $86.12 Million | $173.16K/day | $- | $54.56 Million | ▲ +36 days |
| 2017 | 461 days | $57.96 Million | $125.66K/day | $- | $37.59 Million | ▼ -11 days |
| 2016 | 473 days | $39.69 Million | $83.99K/day | $- | $29.57 Million | ▼ -45 days |
| 2015 | 517 days | $33.48 Million | $64.70K/day | $- | $25.29 Million | ▲ +28 days |
| 2014 | 490 days | $30.26 Million | $61.76K/day | $- | $22.37 Million | ▲ +155 days |
| 2013 | 335 days | $23.86 Million | $71.30K/day | $- | $16.09 Million | ▼ -120 days |
| 2012 | 454 days | $13.10 Million | $28.84K/day | $- | $10.81 Million | — |