Trupanion Inc (TRUP) — Defensive Interval Ratio

Latest as of March 2026: 478 days

Trupanion Inc (TRUP) has a Defensive Interval Ratio of 478 days as of March 2026. Defensive assets of $535.00 Million (cash $-, short-term investments $230.21 Million, receivables $304.80 Million) cover 478 days of daily cash needs of $1.12 Million/day. Check Trupanion Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

478 days
Days of operational coverage

Defensive Assets

$535.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.12 Million
Current Liabilities ÷ 365

Current Liabilities

$408.37 Million
USD

Trupanion Inc Defensive Interval Ratio (2012–2025)

This chart shows how Trupanion Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 478 days, meaning defensive assets of $535.00 Million can fund 478 days of operations without new revenue. Also explore TRUP net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Trupanion Inc (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Trupanion Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Trupanion Inc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 476 days $534.65 Million $1.12 Million/day $- $232.71 Million ▲ +37 days
2024 440 days $421.12 Million $957.88K/day $- $147.09 Million ▲ +18 days
2023 421 days $397.57 Million $943.76K/day $- $129.67 Million ▼ -69 days
2022 491 days $389.24 Million $793.47K/day $- $156.80 Million ▲ +15 days
2021 475 days $291.23 Million $612.87K/day $- $126.01 Million ▲ +17 days
2020 459 days $188.93 Million $412.05K/day $- $89.86 Million ▼ -36 days
2019 495 days $124.14 Million $251.03K/day $- $69.73 Million ▼ -3 days
2018 497 days $86.12 Million $173.16K/day $- $54.56 Million ▲ +36 days
2017 461 days $57.96 Million $125.66K/day $- $37.59 Million ▼ -11 days
2016 473 days $39.69 Million $83.99K/day $- $29.57 Million ▼ -45 days
2015 517 days $33.48 Million $64.70K/day $- $25.29 Million ▲ +28 days
2014 490 days $30.26 Million $61.76K/day $- $22.37 Million ▲ +155 days
2013 335 days $23.86 Million $71.30K/day $- $16.09 Million ▼ -120 days
2012 454 days $13.10 Million $28.84K/day $- $10.81 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)