Veritex Holdings Inc (VBTX) — Defensive Interval Ratio

Latest as of June 2025: 34 days

Veritex Holdings Inc (VBTX) has a Defensive Interval Ratio of 34 days as of June 2025. Defensive assets of $958.00 Million (cash $-, short-term investments $958.00 Million, receivables $-) cover 34 days of daily cash needs of $28.54 Million/day. See VBTX net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

34 days
Days of operational coverage

Defensive Assets

$958.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

$28.54 Million
Current Liabilities ÷ 365

Current Liabilities

$10.42 Billion
USD

Veritex Holdings Inc Defensive Interval Ratio (2012–2024)

This chart shows how Veritex Holdings Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of June 2025, the ratio stands at 34 days, meaning defensive assets of $958.00 Million can fund 34 days of operations without new revenue. See Veritex Holdings Inc balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Veritex Holdings Inc (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Veritex Holdings Inc from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see VBTX company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 35 days $1.02 Billion $29.46 Million/day $- $1.02 Billion ▲ +6 days
2023 29 days $818.94 Million $28.32 Million/day $- $818.94 Million ▼ -15 days
2022 44 days $1.10 Billion $25.00 Million/day $- $1.10 Billion ▼ -367 days
2021 411 days $8.30 Billion $20.19 Million/day $- $993.06 Million ▼ -16 days
2020 427 days $7.70 Billion $18.02 Million/day $- $1.02 Billion ▲ +368 days
2019 60 days $974.77 Million $16.28 Million/day $- $964.37 Million ▲ +22 days
2018 38 days $271.52 Million $7.20 Million/day $- $262.69 Million ▲ +0 days
2017 38 days $235.79 Million $6.26 Million/day $- $228.12 Million ▼ -11127 days
2016 11164 days $105.47 Million $9.45K/day $- $102.56 Million ▲ +11132 days
2015 33 days $78.03 Million $2.38 Million/day $- $75.81 Million ▲ +6 days
2014 27 days $46.67 Million $1.75 Million/day $- $45.13 Million ▼ -18 days
2013 44 days $69.51 Million $1.57 Million/day $- $68.16 Million ▲ +7 days
2012 38 days $46.16 Million $1.23 Million/day $- $44.96 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)