Vroom, Inc. Common Stock - Asset Resilience Ratio
Vroom, Inc. Common Stock (VRM) has an Asset Resilience Ratio of 0.30% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Vroom, Inc. Common Stock (VRM) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2023)
This chart shows how Vroom, Inc. Common Stock's Asset Resilience Ratio has changed over time. See Vroom, Inc. Common Stock free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Vroom, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Vroom, Inc. Common Stock's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.49 Million | 0.3% |
| Total Liquid Assets | $4.49 Million | 0.30% |
Asset Resilience Insights
- Limited Liquidity: Vroom, Inc. Common Stock maintains only 0.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Vroom, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Vroom, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Poonawalla Fincorp Limited
NSE:POONAWALLA |
Credit Services | 0.01% |
|
Nelnet Inc
NYSE:NNI |
Credit Services | 10.13% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Kruk SA
WAR:KRU |
Credit Services | 24.45% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
MAS Financial Services Limited
NSE:MASFIN |
Credit Services | 5.68% |
|
goeasy Ltd
TO:GSY |
Credit Services | 0.41% |
Annual Asset Resilience Ratio for Vroom, Inc. Common Stock (2021–2023)
The table below shows the annual Asset Resilience Ratio data for Vroom, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.30% | $4.49 Million | $1.48 Billion | -0.97pp |
| 2022-12-31 | 1.27% | $20.59 Million | $1.62 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $2.37 Billion | -- |
About Vroom, Inc. Common Stock
Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known … Read more