Vroom, Inc. Common Stock - Asset Resilience Ratio
Vroom, Inc. Common Stock (VRM) has an Asset Resilience Ratio of 0.30% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore how much of Vroom, Inc. Common Stock's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2023)
This chart shows how Vroom, Inc. Common Stock's Asset Resilience Ratio has changed over time. See Vroom, Inc. Common Stock defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down Vroom, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Vroom, Inc. Common Stock (VRM) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.49 Million | 0.3% |
| Total Liquid Assets | $4.49 Million | 0.30% |
Asset Resilience Insights
- Limited Liquidity: Vroom, Inc. Common Stock maintains only 0.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Vroom, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Vroom, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Capital One Financial Corporation
NYSE:COF |
Credit Services | 0.30% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.20% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Lufax Holding Ltd
NYSE:LU |
Credit Services | 2.75% |
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Vaziva Sa
PA:ALVAZ |
Credit Services | 2.08% |
Annual Asset Resilience Ratio for Vroom, Inc. Common Stock (2021–2023)
The table below shows the annual Asset Resilience Ratio data for Vroom, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.30% | $4.49 Million | $1.48 Billion | -0.97pp |
| 2022-12-31 | 1.27% | $20.59 Million | $1.62 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $2.37 Billion | -- |
About Vroom, Inc. Common Stock
Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known … Read more