Vroom, Inc. Common Stock (VRM) - Net Assets
Based on the latest financial reports, Vroom, Inc. Common Stock (VRM) has net assets worth $121.01 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($941.35 Million) and total liabilities ($820.33 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Vroom, Inc. Common Stock annual equity growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $121.01 Million |
| % of Total Assets | 12.86% |
| Annual Growth Rate | N/A |
| 5-Year Change | -87.26% |
| 10-Year Change | N/A |
| Growth Volatility | 37.2 |
Vroom, Inc. Common Stock - Net Assets Trend (2018–2025)
This chart illustrates how Vroom, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Check VRM capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Net Assets for Vroom, Inc. Common Stock (2018–2025)
The table below shows the annual net assets of Vroom, Inc. Common Stock from 2018 to 2025. For live market cap and overall valuation, see Vroom, Inc. Common Stock stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $116.62 Million | +476.86% |
| 2024-12-31 | $-30.95 Million | -125.33% |
| 2023-12-31 | $122.15 Million | -74.30% |
| 2022-12-31 | $475.24 Million | -48.07% |
| 2021-12-31 | $915.19 Million | -25.42% |
| 2020-12-31 | $1.23 Billion | +313.84% |
| 2019-12-31 | $-573.85 Million | -93.30% |
| 2018-12-31 | $-296.87 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Vroom, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 24382000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $5.00K | 0.00% |
| Other Components | $169.66 Million | 145.49% |
| Total Equity | $116.62 Million | 100.00% |
Vroom, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Vroom, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
NVH Korea Inc
KQ:067570
|
$50.57 Million |
|
Klotho Neurosciences, Inc.
NASDAQ:KLTO
|
$50.59 Million |
|
GFG Resources Inc
V:GFG
|
$50.61 Million |
|
Taewoong Logistics Co.Ltd
KQ:124560
|
$50.62 Million |
|
Wikana SA
WAR:WIK
|
$50.56 Million |
|
Imas Makina Sanayi AS
IS:IMASM
|
$50.55 Million |
|
WPP PLC
LSE:WPP
|
$50.55 Million |
|
Optivision Technology
TWO:3666
|
$50.53 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Vroom, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -30,945,000 to 116,618,000, a change of 147,563,000.
- Net loss of 7,964,000 reduced equity.
- Other factors increased equity by 155,527,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-7.96 Million | -6.83% |
| Other Changes | $155.53 Million | +133.36% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Vroom, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.43x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $-2780.69 | $9.66 | x |
| 2019-12-31 | $-5334.44 | $9.66 | x |
| 2020-12-31 | $1338.43 | $9.66 | x |
| 2021-12-31 | $536.65 | $9.66 | x |
| 2022-12-31 | $275.69 | $9.66 | x |
| 2023-12-31 | $70.08 | $9.66 | x |
| 2024-12-31 | $-17.07 | $9.66 | x |
| 2025-12-31 | $22.43 | $9.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Vroom, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -6.83%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -7.09%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 8.04x
- Recent ROE (-6.83%) is above the historical average (-57.28%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 0.00% | -9.96% | 2.18x | 0.00x | $-55.49 Million |
| 2019 | 0.00% | -12.00% | 2.12x | 0.00x | $-85.59 Million |
| 2020 | -16.53% | -14.94% | 0.79x | 1.40x | $-325.51 Million |
| 2021 | -40.53% | -11.65% | 1.35x | 2.59x | $-462.43 Million |
| 2022 | -95.09% | -23.19% | 1.20x | 3.41x | $-499.43 Million |
| 2023 | -299.25% | -40.92% | 0.61x | 12.08x | $-377.76 Million |
| 2024 | 0.00% | -1422.26% | 0.01x | 0.00x | $-162.03 Million |
| 2025 | -6.83% | -7.09% | 0.12x | 8.04x | $-19.63 Million |
Industry Comparison
This section compares Vroom, Inc. Common Stock's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $2,671,387,500
- Average return on equity (ROE) among peers: 14.12%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Vroom, Inc. Common Stock (VRM) | $121.01 Million | 0.00% | 6.78x | $50.56 Million |
| Affirm Holdings Inc (AFRM) | $-367.10 Million | 0.00% | 0.00x | $21.94 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $14.20 Million | -9.15% | 35.22x | $2.16 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $213.25 Million | 12.79% | 19.16x | $170.08 Million |
| AIOS Tech Inc. (AIOS) | $36.76 Million | -14.00% | 0.54x | $3.53 Million |
| Ally Financial Inc (ALLY) | $13.27 Billion | 9.52% | 12.48x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $92.94 Million |
| Atlanticus Holdings Corporation (ATLC) | $365.04 Million | 37.15% | 5.54x | $1.45 Billion |
| American Express Company (AXP) | $10.20 Billion | 20.99% | 11.45x | $215.64 Billion |
| Bread Financial Holdings, Inc. (BFH) | $1.86 Billion | 42.51% | 15.54x | $4.12 Billion |
| Credit Acceptance Corporation (CACC) | $928.10 Million | 32.29% | 2.65x | $5.99 Billion |
About Vroom, Inc. Common Stock
Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known … Read more