CSL Finance Limited
CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India. It offers structured finance for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, refinance and inventory funding, and partner with developers; corporate loans, which include construction linked disbursal plan … Read more
CSL Finance Limited - Asset Resilience Ratio
CSL Finance Limited (CSLFINANCE) has an Asset Resilience Ratio of 1.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how CSL Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down CSL Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹175.17 Million | 1.26% |
| Total Liquid Assets | ₹175.17 Million | 1.26% |
Asset Resilience Insights
- Limited Liquidity: CSL Finance Limited maintains only 1.26% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CSL Finance Limited Industry Peers by Asset Resilience Ratio
Compare CSL Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
Annual Asset Resilience Ratio for CSL Finance Limited (2012–2025)
The table below shows the annual Asset Resilience Ratio data for CSL Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 1.31% | ₹162.72 Million | ₹12.45 Billion | +0.40pp |
| 2024-03-31 | 0.91% | ₹89.39 Million | ₹9.85 Billion | +0.23pp |
| 2023-03-31 | 0.68% | ₹53.06 Million | ₹7.79 Billion | +0.09pp |
| 2022-03-31 | 0.59% | ₹31.25 Million | ₹5.32 Billion | +0.53pp |
| 2021-03-31 | 0.06% | ₹2.00 Million | ₹3.48 Billion | -0.13pp |
| 2020-03-31 | 0.19% | ₹6.30 Million | ₹3.32 Billion | +0.03pp |
| 2019-03-31 | 0.15% | ₹5.20 Million | ₹3.36 Billion | -0.76pp |
| 2018-03-31 | 0.92% | ₹26.34 Million | ₹2.87 Billion | -5.63pp |
| 2017-03-31 | 6.55% | ₹97.30 Million | ₹1.49 Billion | +6.42pp |
| 2016-03-31 | 0.13% | ₹1.43 Million | ₹1.10 Billion | -4.87pp |
| 2015-03-31 | 5.00% | ₹45.00 Million | ₹900.49 Million | +0.65pp |
| 2014-03-31 | 4.35% | ₹36.25 Million | ₹833.43 Million | -5.65pp |
| 2013-03-31 | 10.00% | ₹83.13 Million | ₹831.02 Million | +5.47pp |
| 2012-03-31 | 4.53% | ₹30.20 Million | ₹666.35 Million | -- |