City Union Bank Limited

NSE:CUB India Banks - Regional
Market Cap
$2.06 Billion
₹178.37 Billion INR
Market Cap Rank
#5080 Global
#174 in India
Share Price
₹240.05
Change (1 day)
-1.56%
52-Week Range
₹154.07 - ₹301.75
All Time High
₹301.75
About

City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, h… Read more

City Union Bank Limited - Asset Resilience Ratio

Latest as of March 2024: -19.61%

City Union Bank Limited (CUB) has an Asset Resilience Ratio of -19.61% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹-138.87 Billion
Cash + Short-term Investments
Total Assets
₹708.26 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how City Union Bank Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down City Union Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹0.00 0%
Short-term Investments ₹-138.87 Billion -19.61%
Total Liquid Assets ₹-138.87 Billion -19.61%

Asset Resilience Insights

  • Limited Liquidity: City Union Bank Limited maintains only -19.61% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

City Union Bank Limited Industry Peers by Asset Resilience Ratio

Compare City Union Bank Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for City Union Bank Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for City Union Bank Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 -5.14% ₹-36.44 Billion ₹708.26 Billion -1.22pp
2023-03-31 -3.92% ₹-26.10 Billion ₹665.95 Billion -0.44pp
2022-03-31 -3.48% ₹-21.41 Billion ₹615.31 Billion +0.26pp
2021-03-31 -3.74% ₹-19.96 Billion ₹533.12 Billion -0.73pp
2020-03-31 -3.02% ₹-15.01 Billion ₹497.34 Billion -3.02pp
2019-03-31 0.00% ₹19.97 Million ₹452.59 Billion 0.00pp
2018-03-31 0.01% ₹25.25 Million ₹399.37 Billion 0.00pp
2017-03-31 0.01% ₹33.61 Million ₹352.71 Billion --
pp = percentage points