Five-Star Business Finance Limited

NSE:FIVESTAR India Credit Services
Market Cap
$1.21 Billion
₹104.64 Billion INR
Market Cap Rank
#8000 Global
#309 in India
Share Price
₹355.25
Change (1 day)
-0.81%
52-Week Range
₹353.20 - ₹843.60
All Time High
₹900.40
About

Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.

Five-Star Business Finance Limited - Asset Resilience Ratio

Latest as of March 2025: 4.49%

Five-Star Business Finance Limited (FIVESTAR) has an Asset Resilience Ratio of 4.49% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹6.48 Billion
Cash + Short-term Investments
Total Assets
₹144.21 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how Five-Star Business Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Five-Star Business Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹0.00 0%
Short-term Investments ₹6.48 Billion 4.49%
Total Liquid Assets ₹6.48 Billion 4.49%

Asset Resilience Insights

  • Limited Liquidity: Five-Star Business Finance Limited maintains only 4.49% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Five-Star Business Finance Limited Industry Peers by Asset Resilience Ratio

Compare Five-Star Business Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%
AVIC Capital Co Ltd
SHG:600705
Credit Services 12.64%

Annual Asset Resilience Ratio for Five-Star Business Finance Limited (2020–2025)

The table below shows the annual Asset Resilience Ratio data for Five-Star Business Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 4.49% ₹6.48 Billion ₹144.21 Billion +3.32pp
2024-03-31 1.17% ₹1.37 Billion ₹116.89 Billion -1.59pp
2023-03-31 2.76% ₹2.41 Billion ₹87.03 Billion -2.04pp
2022-03-31 4.81% ₹3.05 Billion ₹63.43 Billion +4.78pp
2021-03-31 0.03% ₹18.97 Million ₹57.94 Billion -3.15pp
2020-03-31 3.18% ₹1.39 Billion ₹43.53 Billion --
pp = percentage points