Five-Star Business Finance Limited
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.
Five-Star Business Finance Limited - Asset Resilience Ratio
Five-Star Business Finance Limited (FIVESTAR) has an Asset Resilience Ratio of 4.49% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how Five-Star Business Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Five-Star Business Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹6.48 Billion | 4.49% |
| Total Liquid Assets | ₹6.48 Billion | 4.49% |
Asset Resilience Insights
- Limited Liquidity: Five-Star Business Finance Limited maintains only 4.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Five-Star Business Finance Limited Industry Peers by Asset Resilience Ratio
Compare Five-Star Business Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Five-Star Business Finance Limited (2020–2025)
The table below shows the annual Asset Resilience Ratio data for Five-Star Business Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 4.49% | ₹6.48 Billion | ₹144.21 Billion | +3.32pp |
| 2024-03-31 | 1.17% | ₹1.37 Billion | ₹116.89 Billion | -1.59pp |
| 2023-03-31 | 2.76% | ₹2.41 Billion | ₹87.03 Billion | -2.04pp |
| 2022-03-31 | 4.81% | ₹3.05 Billion | ₹63.43 Billion | +4.78pp |
| 2021-03-31 | 0.03% | ₹18.97 Million | ₹57.94 Billion | -3.15pp |
| 2020-03-31 | 3.18% | ₹1.39 Billion | ₹43.53 Billion | -- |