Five-Star Business Finance Limited Asset Resilience Ratio
Five-Star Business Finance Limited asset resilience ratio. Five-Star Business Finance Limited (FIVESTAR) has an Asset Resilience Ratio of 4.49% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Five-Star Business Finance Limited fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Five-Star Business Finance Limited (2020–2025)
Asset resilience ratio of Five-Star Business Finance Limited from 2020 to 2025. This chart shows how Five-Star Business Finance Limited's Asset Resilience Ratio has changed over time. Read Five-Star Business Finance Limited balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Five-Star Business Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Five-Star Business Finance Limited (FIVESTAR) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs6.48 Billion | 4.49% |
| Total Liquid Assets | Rs6.48 Billion | 4.49% |
Asset Resilience Insights
- Limited Liquidity: Five-Star Business Finance Limited maintains only 4.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Five-Star Business Finance Limited Industry Peers by Asset Resilience Ratio
Compare Five-Star Business Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Five-Star Business Finance Limited Asset Resilience Ratio by Year (2020–2025)
Five-Star Business Finance Limited asset resilience ratio by year from 2020 to 2025. The table below shows the annual Asset Resilience Ratio data for Five-Star Business Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 4.49% | Rs6.48 Billion ≈ $70.08 Million |
Rs144.21 Billion ≈ $1.56 Billion |
+3.32pp |
| 2024-03-31 | 1.17% | Rs1.37 Billion ≈ $14.85 Million |
Rs116.89 Billion ≈ $1.26 Billion |
-1.59pp |
| 2023-03-31 | 2.76% | Rs2.41 Billion ≈ $26.01 Million |
Rs87.03 Billion ≈ $941.18 Million |
-2.04pp |
| 2022-03-31 | 4.81% | Rs3.05 Billion ≈ $32.98 Million |
Rs63.43 Billion ≈ $685.98 Million |
+4.78pp |
| 2021-03-31 | 0.03% | Rs18.97 Million ≈ $205.15K |
Rs57.94 Billion ≈ $626.56 Million |
-3.15pp |
| 2020-03-31 | 3.18% | Rs1.39 Billion ≈ $14.99 Million |
Rs43.53 Billion ≈ $470.78 Million |
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About Five-Star Business Finance Limited
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.