Five-Star Business Finance Limited (FIVESTAR) - Total Assets
Based on the latest financial reports, Five-Star Business Finance Limited (FIVESTAR) holds total assets worth Rs154.35 Billion INR (≈ $1.67 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Five-Star Business Finance Limited investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Five-Star Business Finance Limited - Total Assets Trend (2013–2025)
This chart illustrates how Five-Star Business Finance Limited's total assets have evolved over time, based on quarterly financial data. Check how high is Five-Star Business Finance Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Five-Star Business Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Five-Star Business Finance Limited's total assets of Rs154.35 Billion consist of 28.1% current assets and 71.9% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 14.9% |
| Accounts Receivable | Rs703.82 Million | 0.5% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs71.32 Million | 0.1% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Five-Star Business Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Five-Star Business Finance Limited.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Five-Star Business Finance Limited's current assets represent 28.1% of total assets in 2025, an increase from 2.7% in 2013.
- Cash Position: Cash and equivalents constituted 14.9% of total assets in 2025, up from 2.7% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Five-Star Business Finance Limited Competitors by Total Assets
Key competitors of Five-Star Business Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Five-Star Business Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 391.27 | 6.67 | 14.97 |
| Quick Ratio | 391.27 | 0.03 | 14.97 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs138.07 Billion | Rs96.55 Billion | Rs2.70 Billion |
Five-Star Business Finance Limited - Advanced Valuation Insights
This section examines the relationship between Five-Star Business Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.91 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 23.4% |
| Total Assets | Rs144.21 Billion |
| Market Capitalization | $1.48 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Five-Star Business Finance Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Five-Star Business Finance Limited's assets grew by 23.4% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Five-Star Business Finance Limited (2013–2025)
The table below shows the annual total assets of Five-Star Business Finance Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs144.21 Billion ≈ $1.56 Billion |
+23.37% |
| 2024-03-31 | Rs116.89 Billion ≈ $1.26 Billion |
+34.31% |
| 2023-03-31 | Rs87.03 Billion ≈ $941.18 Million |
+37.20% |
| 2022-03-31 | Rs63.43 Billion ≈ $685.98 Million |
+9.48% |
| 2021-03-31 | Rs57.94 Billion ≈ $626.56 Million |
+33.09% |
| 2020-03-31 | Rs43.53 Billion ≈ $470.78 Million |
+1771.07% |
| 2019-03-31 | Rs2.33 Billion ≈ $25.16 Million |
+35.95% |
| 2018-03-31 | Rs1.71 Billion ≈ $18.51 Million |
-75.34% |
| 2017-03-31 | Rs6.94 Billion ≈ $75.06 Million |
+208.16% |
| 2016-03-31 | Rs2.25 Billion ≈ $24.36 Million |
+36.78% |
| 2015-03-31 | Rs1.65 Billion ≈ $17.81 Million |
+41.30% |
| 2014-03-31 | Rs1.17 Billion ≈ $12.60 Million |
+36.31% |
| 2013-03-31 | Rs854.96 Million ≈ $9.25 Million |
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About Five-Star Business Finance Limited
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.