Go Digit General Insurance Ltd - Asset Resilience Ratio

Latest as of March 2025: 3.28%

Go Digit General Insurance Ltd (GODIGIT) has an Asset Resilience Ratio of 3.28% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Go Digit General Insurance Ltd (GODIGIT) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs7.13 Billion
≈ $77.13 Million USD Cash + Short-term Investments

Total Assets

Rs217.60 Billion
≈ $2.35 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how Go Digit General Insurance Ltd's Asset Resilience Ratio has changed over time. See GODIGIT equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Go Digit General Insurance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Go Digit General Insurance Ltd stock valuation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Rs0.00 0%
Short-term Investments Rs7.13 Billion 3.28%
Total Liquid Assets Rs7.13 Billion 3.28%

Asset Resilience Insights

  • Limited Liquidity: Go Digit General Insurance Ltd maintains only 3.28% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Go Digit General Insurance Ltd Industry Peers by Asset Resilience Ratio

Compare Go Digit General Insurance Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Fire & Marine Insurance
KO:000810
Insurance - Property & Casualty 57.21%
DB Insurance Co Ltd
KO:005830
Insurance - Property & Casualty 35.49%
Definity Financial Corp
TO:DFY
Insurance - Property & Casualty 2.07%
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 4.66%

Annual Asset Resilience Ratio for Go Digit General Insurance Ltd (2021–2025)

The table below shows the annual Asset Resilience Ratio data for Go Digit General Insurance Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 3.28% Rs7.13 Billion
≈ $77.13 Million
Rs217.60 Billion
≈ $2.35 Billion
+0.12pp
2024-03-31 3.16% Rs5.59 Billion
≈ $60.44 Million
Rs176.82 Billion
≈ $1.91 Billion
-5.80pp
2023-03-31 8.96% Rs12.90 Billion
≈ $139.54 Million
Rs143.95 Billion
≈ $1.56 Billion
-16.08pp
2022-03-31 25.05% Rs27.52 Billion
≈ $297.67 Million
Rs109.89 Billion
≈ $1.19 Billion
+7.04pp
2021-03-31 18.01% Rs11.97 Billion
≈ $129.50 Million
Rs66.49 Billion
≈ $719.08 Million
--
pp = percentage points

About Go Digit General Insurance Ltd

NSE:GODIGIT India Insurance - Property & Casualty
Market Cap
$2.96 Billion
Rs273.64 Billion INR
Market Cap Rank
#5060 Global
#221 in India
Share Price
Rs296.05
Change (1 day)
-0.94%
52-Week Range
Rs293.65 - Rs372.35
All Time High
Rs398.40
About

Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, con… Read more