Go Digit General Insurance Ltd (GODIGIT) - Net Assets
Based on the latest financial reports, Go Digit General Insurance Ltd (GODIGIT) has net assets worth Rs46.86 Billion INR (≈ $506.76 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs249.52 Billion ≈ $2.70 Billion USD) and total liabilities (Rs202.66 Billion ≈ $2.19 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Go Digit General Insurance Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs46.86 Billion |
| % of Total Assets | 18.78% |
| Annual Growth Rate | 38.3% |
| 5-Year Change | 60.53% |
| 10-Year Change | N/A |
| Growth Volatility | 45.86 |
Go Digit General Insurance Ltd - Net Assets Trend (2018–2026)
This chart illustrates how Go Digit General Insurance Ltd's net assets have evolved over time, based on quarterly financial data. See Go Digit General Insurance Ltd (GODIGIT) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Go Digit General Insurance Ltd (2018–2026)
The table below shows the annual net assets of Go Digit General Insurance Ltd from 2018 to 2026. For live valuation and market cap data, see GODIGIT stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs46.86 Billion ≈ $506.76 Million |
+1.59% |
| 2025-03-31 | Rs46.12 Billion ≈ $498.81 Million |
+33.96% |
| 2024-03-31 | Rs34.43 Billion ≈ $372.36 Million |
+2.88% |
| 2023-03-31 | Rs33.47 Billion ≈ $361.94 Million |
+14.65% |
| 2022-03-31 | Rs29.19 Billion ≈ $315.68 Million |
+55.70% |
| 2021-03-31 | Rs18.75 Billion ≈ $202.75 Million |
+14.64% |
| 2020-03-31 | Rs16.35 Billion ≈ $176.86 Million |
+97.95% |
| 2019-03-31 | Rs8.26 Billion ≈ $89.35 Million |
+136.03% |
| 2018-03-31 | Rs3.50 Billion ≈ $37.85 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Go Digit General Insurance Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rs9.24 Billion | 19.73% |
| Other Components | Rs37.61 Billion | 80.27% |
| Total Equity | Rs46.86 Billion | 100.00% |
Go Digit General Insurance Ltd Competitors by Market Cap
The table below lists competitors of Go Digit General Insurance Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Espressif Systems Shanghai Co Ltd
SHG:688018
|
$2.96 Billion |
|
Arcadis N.V.
AS:ARCAD
|
$2.96 Billion |
|
Metro Brands Limited
NSE:METROBRAND
|
$2.96 Billion |
|
Solvay SA
BR:SOLB
|
$2.96 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
$2.96 Billion |
|
Yunnan Xiyi Industrial Co Ltd
SHE:002265
|
$2.96 Billion |
|
Kemira Oyj
HE:KEMIRA
|
$2.96 Billion |
|
Suzhou Secote Precision Electronic Co Ltd Class A
SHG:603283
|
$2.96 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Go Digit General Insurance Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 46,124,000,000 to 46,858,800,000, a change of 734,800,000 (1.6%).
- Net income of 5,443,500,000 contributed positively to equity growth.
- New share issuances of 60,300,000 increased equity.
- Other comprehensive income decreased equity by 2,807,800,000.
- Other factors decreased equity by 1,961,200,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs5.44 Billion | +11.62% |
| Share Issuances | Rs60.30 Million | +0.13% |
| Other Comprehensive Income | Rs-2.81 Billion | -5.99% |
| Other Changes | Rs-1.96 Billion | -4.19% |
| Total Change | Rs- | 1.59% |
Book Value vs Market Value Analysis
This analysis compares Go Digit General Insurance Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 5.85x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 25.51x to 5.85x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-03-31 | Rs11.61 | Rs296.05 | x |
| 2019-03-31 | Rs15.40 | Rs296.05 | x |
| 2020-03-31 | Rs22.48 | Rs296.05 | x |
| 2021-03-31 | Rs20.44 | Rs296.05 | x |
| 2022-03-31 | Rs31.83 | Rs296.05 | x |
| 2023-03-31 | Rs36.49 | Rs296.05 | x |
| 2024-03-31 | Rs38.85 | Rs296.05 | x |
| 2025-03-31 | Rs50.15 | Rs296.05 | x |
| 2026-03-31 | Rs50.62 | Rs296.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Go Digit General Insurance Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.62%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.20%
- • Asset Turnover: 0.42x
- • Equity Multiplier: 5.32x
- Recent ROE (11.62%) is above the historical average (-6.29%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -23.59% | -322.71% | 0.05x | 1.38x | Rs-1.18 Billion |
| 2019 | -32.76% | -48.50% | 0.27x | 2.55x | Rs-3.53 Billion |
| 2020 | -10.72% | -12.34% | 0.32x | 2.70x | Rs-3.39 Billion |
| 2021 | -6.55% | -5.40% | 0.34x | 3.55x | Rs-3.10 Billion |
| 2022 | -10.14% | -7.64% | 0.35x | 3.76x | Rs-5.88 Billion |
| 2023 | 1.06% | 0.59% | 0.42x | 4.30x | Rs-2.99 Billion |
| 2024 | 5.28% | 2.10% | 0.49x | 5.14x | Rs-1.63 Billion |
| 2025 | 9.21% | 4.37% | 0.45x | 4.72x | Rs-363.00 Million |
| 2026 | 11.62% | 5.20% | 0.42x | 5.32x | Rs757.62 Million |
Industry Comparison
This section compares Go Digit General Insurance Ltd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
No peer company data available for comparison.
About Go Digit General Insurance Ltd
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, con… Read more