Indian Overseas Bank - Asset Resilience Ratio

Latest as of June 2024: -0.43%

Indian Overseas Bank (IOB) has an Asset Resilience Ratio of -0.43% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Indian Overseas Bank for a breakdown of total debt and financial obligations.

Liquid Assets

Rs-15.90 Billion

≈ $-171.98 Million USD Cash + Short-term Investments

Total Assets

Rs3.66 Trillion

≈ $39.64 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how Indian Overseas Bank's Asset Resilience Ratio has changed over time. See IOB net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Indian Overseas Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Indian Overseas Bank.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-15.90 Billion	-0.43%
Total Liquid Assets	Rs-15.90 Billion	-0.43%

Asset Resilience Insights

Limited Liquidity: Indian Overseas Bank maintains only -0.43% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Indian Overseas Bank Industry Peers by Asset Resilience Ratio

Compare Indian Overseas Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Indian Overseas Bank (2019–2024)

The table below shows the annual Asset Resilience Ratio data for Indian Overseas Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs-6.00K ≈ $-64.89	Rs3.52 Trillion ≈ $38.05 Billion	+5.11pp
2023-03-31	-5.11%	Rs-160.25 Billion ≈ $-1.73 Billion	Rs3.13 Trillion ≈ $33.90 Billion	+2.11pp
2022-03-31	-7.22%	Rs-215.96 Billion ≈ $-2.34 Billion	Rs2.99 Trillion ≈ $32.34 Billion	-3.20pp
2021-03-31	-4.02%	Rs-110.23 Billion ≈ $-1.19 Billion	Rs2.74 Trillion ≈ $29.66 Billion	-3.36pp
2020-03-31	-0.65%	Rs-17.08 Billion ≈ $-184.66 Million	Rs2.61 Trillion ≈ $28.20 Billion	+3.05pp
2019-03-31	-3.71%	Rs-92.64 Billion ≈ $-1.00 Billion	Rs2.50 Trillion ≈ $27.04 Billion	--

pp = percentage points

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$7.29 Billion

Rs673.98 Billion INR

Market Cap Rank

#2782 Global

#119 in India

Share Price

Rs35.00

Change (1 day)

-0.48%

52-Week Range

Rs31.38 - Rs42.06

All Time High

Rs79.65