Indian Overseas Bank Asset Resilience Ratio

Latest as of June 2024: -0.43%

Indian Overseas Bank asset resilience ratio. Indian Overseas Bank (IOB) has an Asset Resilience Ratio of -0.43% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IOB defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-15.90 Billion

≈ $-171.98 Million USD Cash + Short-term Investments

Total Assets

Rs3.66 Trillion

≈ $39.64 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Indian Overseas Bank (2019–2024)

Asset resilience ratio of Indian Overseas Bank from 2019 to 2024. This chart shows how Indian Overseas Bank's Asset Resilience Ratio has changed over time. Read Indian Overseas Bank (IOB) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Indian Overseas Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Indian Overseas Bank balance sheet assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-15.90 Billion	-0.43%
Total Liquid Assets	Rs-15.90 Billion	-0.43%

Asset Resilience Insights

Limited Liquidity: Indian Overseas Bank maintains only -0.43% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Indian Overseas Bank Industry Peers by Asset Resilience Ratio

Compare Indian Overseas Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Ayudhya PCL BK:BAY	Banks - Regional	4.94%
KB Financial Group Inc F:KBIA	Banks - Regional	12.52%
Community Bank System Inc NYSE:CBU	Banks - Regional	14.26%
Capitol Federal Financial Inc NASDAQ:CFFN	Banks - Regional	8.07%
Affinity Bancshares Inc NASDAQ:AFBI	Banks - Regional	4.03%
ConnectOne Bancorp, Inc. NASDAQ:CNOB	Banks - Regional	8.18%
Independent Bank NASDAQ:INDB	Banks - Regional	1.79%
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%

Indian Overseas Bank Asset Resilience Ratio by Year (2019–2024)

Indian Overseas Bank asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for Indian Overseas Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs-6.00K ≈ $-64.89	Rs3.52 Trillion ≈ $38.05 Billion	+5.11pp
2023-03-31	-5.11%	Rs-160.25 Billion ≈ $-1.73 Billion	Rs3.13 Trillion ≈ $33.90 Billion	+2.11pp
2022-03-31	-7.22%	Rs-215.96 Billion ≈ $-2.34 Billion	Rs2.99 Trillion ≈ $32.34 Billion	-3.20pp
2021-03-31	-4.02%	Rs-110.23 Billion ≈ $-1.19 Billion	Rs2.74 Trillion ≈ $29.66 Billion	-3.36pp
2020-03-31	-0.65%	Rs-17.08 Billion ≈ $-184.66 Million	Rs2.61 Trillion ≈ $28.20 Billion	+3.05pp
2019-03-31	-3.71%	Rs-92.64 Billion ≈ $-1.00 Billion	Rs2.50 Trillion ≈ $27.04 Billion	--

pp = percentage points

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$5.99 Billion

Rs553.43 Billion INR

Market Cap Rank

#3065 Global

#136 in India

Share Price

Rs28.74

Change (1 day)

-1.74%

52-Week Range

Rs28.68 - Rs40.45

All Time High

Rs79.65