Indian Overseas Bank - Asset Resilience Ratio

Latest as of June 2024: -0.43%

Indian Overseas Bank (IOB) has an Asset Resilience Ratio of -0.43% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Indian Overseas Bank (IOB) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-15.90 Billion

≈ $-171.98 Million USD Cash + Short-term Investments

Total Assets

Rs3.66 Trillion

≈ $39.64 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how Indian Overseas Bank's Asset Resilience Ratio has changed over time. See IOB equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Indian Overseas Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Indian Overseas Bank.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-15.90 Billion	-0.43%
Total Liquid Assets	Rs-15.90 Billion	-0.43%

Asset Resilience Insights

Limited Liquidity: Indian Overseas Bank maintains only -0.43% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Indian Overseas Bank Industry Peers by Asset Resilience Ratio

Compare Indian Overseas Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Indian Overseas Bank (2019–2024)

The table below shows the annual Asset Resilience Ratio data for Indian Overseas Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	0.00%	Rs-6.00K ≈ $-64.89	Rs3.52 Trillion ≈ $38.05 Billion	+5.11pp
2023-03-31	-5.11%	Rs-160.25 Billion ≈ $-1.73 Billion	Rs3.13 Trillion ≈ $33.90 Billion	+2.11pp
2022-03-31	-7.22%	Rs-215.96 Billion ≈ $-2.34 Billion	Rs2.99 Trillion ≈ $32.34 Billion	-3.20pp
2021-03-31	-4.02%	Rs-110.23 Billion ≈ $-1.19 Billion	Rs2.74 Trillion ≈ $29.66 Billion	-3.36pp
2020-03-31	-0.65%	Rs-17.08 Billion ≈ $-184.66 Million	Rs2.61 Trillion ≈ $28.20 Billion	+3.05pp
2019-03-31	-3.71%	Rs-92.64 Billion ≈ $-1.00 Billion	Rs2.50 Trillion ≈ $27.04 Billion	--

pp = percentage points

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$7.34 Billion

Rs678.41 Billion INR

Market Cap Rank

#2819 Global

#120 in India

Share Price

Rs35.23

Change (1 day)

-0.98%

52-Week Range

Rs31.38 - Rs40.88

All Time High

Rs79.65