Indian Overseas Bank (IOB) - Total Assets
Based on the latest financial reports, Indian Overseas Bank (IOB) holds total assets worth Rs4.48 Trillion INR (≈ $48.40 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Indian Overseas Bank shareholders equity for net asset value and shareholders' equity analysis.
Indian Overseas Bank - Total Assets Trend (2005–2025)
This chart illustrates how Indian Overseas Bank's total assets have evolved over time, based on quarterly financial data.
Indian Overseas Bank - Asset Composition Analysis
Current Asset Composition (March 2025)
Indian Overseas Bank's total assets of Rs4.48 Trillion consist of 10.0% current assets and 90.0% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 5.4% |
| Accounts Receivable | Rs160.19 Billion | 4.1% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs46.55 Billion | 1.2% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how Indian Overseas Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Indian Overseas Bank.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Indian Overseas Bank's current assets represent 10.0% of total assets in 2025, an increase from 9.8% in 2005.
- Cash Position: Cash and equivalents constituted 5.4% of total assets in 2025, down from 9.8% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 4.1% of total assets.
Indian Overseas Bank Competitors by Total Assets
Key competitors of Indian Overseas Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Indian Overseas Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.06 | 0.06 | 0.14 |
| Quick Ratio | 0.06 | 0.06 | 0.14 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-3.29 Trillion | Rs-2.63 Trillion | Rs-2.01 Trillion |
Indian Overseas Bank - Advanced Valuation Insights
This section examines the relationship between Indian Overseas Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.77 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 12.2% |
| Total Assets | Rs3.95 Trillion |
| Market Capitalization | $7.29 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Indian Overseas Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Indian Overseas Bank's assets grew by 12.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Indian Overseas Bank (2005–2025)
The table below shows the annual total assets of Indian Overseas Bank from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs3.95 Trillion ≈ $42.69 Billion |
+12.17% |
| 2024-03-31 | Rs3.52 Trillion ≈ $38.05 Billion |
+12.26% |
| 2023-03-31 | Rs3.13 Trillion ≈ $33.90 Billion |
+4.82% |
| 2022-03-31 | Rs2.99 Trillion ≈ $32.34 Billion |
+9.04% |
| 2021-03-31 | Rs2.74 Trillion ≈ $29.66 Billion |
+5.18% |
| 2020-03-31 | Rs2.61 Trillion ≈ $28.20 Billion |
+4.29% |
| 2019-03-31 | Rs2.50 Trillion ≈ $27.04 Billion |
+0.82% |
| 2018-03-31 | Rs2.48 Trillion ≈ $26.82 Billion |
-15.68% |
| 2017-03-31 | Rs2.94 Trillion ≈ $31.80 Billion |
+7.15% |
| 2016-03-31 | Rs2.74 Trillion ≈ $29.68 Billion |
-3.92% |
| 2015-03-31 | Rs2.86 Trillion ≈ $30.89 Billion |
+3.91% |
| 2014-03-31 | Rs2.75 Trillion ≈ $29.73 Billion |
+12.36% |
| 2013-03-31 | Rs2.45 Trillion ≈ $26.46 Billion |
+11.39% |
| 2012-03-31 | Rs2.20 Trillion ≈ $23.75 Billion |
+22.85% |
| 2011-03-31 | Rs1.79 Trillion ≈ $19.33 Billion |
+36.38% |
| 2010-03-31 | Rs1.31 Trillion ≈ $14.18 Billion |
+8.27% |
| 2009-03-31 | Rs1.21 Trillion ≈ $13.09 Billion |
+18.89% |
| 2008-03-31 | Rs1.02 Trillion ≈ $11.01 Billion |
+23.80% |
| 2007-03-31 | Rs822.57 Billion ≈ $8.90 Billion |
+38.58% |
| 2006-03-31 | Rs593.58 Billion ≈ $6.42 Billion |
+16.81% |
| 2005-03-31 | Rs508.15 Billion ≈ $5.50 Billion |
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About Indian Overseas Bank
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, e… Read more