Indian Overseas Bank (IOB) - Total Assets

Latest as of December 2025: Rs4.48 Trillion INR ≈ $48.40 Billion USD

Based on the latest financial reports, Indian Overseas Bank (IOB) holds total assets worth Rs4.48 Trillion INR (≈ $48.40 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check IOB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Indian Overseas Bank - Total Assets Trend (2005–2025)

This chart illustrates how Indian Overseas Bank's total assets have evolved over time, based on quarterly financial data. Explore Indian Overseas Bank long-term investment allocation to see how much of total assets are deployed in long-term investments.

Indian Overseas Bank - Asset Composition Analysis

Current Asset Composition (March 2025)

Indian Overseas Bank's total assets of Rs4.48 Trillion consist of 10.0% current assets and 90.0% non-current assets.

Asset Category	Amount (INR)	% of Total Assets
Cash & Equivalents	Rs0.00	5.4%
Accounts Receivable	Rs160.19 Billion	4.1%
Inventory	Rs0.00	0.0%
Property, Plant & Equipment	Rs46.55 Billion	1.2%
Intangible Assets	Rs0.00	0.0%
Goodwill	Rs0.00	0.0%

Asset Composition Trend (2005–2025)

This chart illustrates how Indian Overseas Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Indian Overseas Bank.

Show as percentage

Key Asset Composition Facts

Current vs. Non-Current Assets: Indian Overseas Bank's current assets represent 10.0% of total assets in 2025, an increase from 9.8% in 2005.
Cash Position: Cash and equivalents constituted 5.4% of total assets in 2025, down from 9.8% in 2005.
Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
Asset Diversification: The largest asset category is accounts receivable at 4.1% of total assets.

Indian Overseas Bank Competitors by Total Assets

Key competitors of Indian Overseas Bank based on total assets are shown below.

Company	Country	Total Assets
Standard Bank Group Ltd JSE:SBK	South Africa	ZAC3.41 Trillion
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Mexico	MX$860.26 Billion
BRD Groupe Societe Generale SA RO:BRD	Romania	RON100.52 Billion
Hua Xia Bank Co Ltd SHG:600015	China	CN¥4.88 Trillion
International Bancshares Corporation NASDAQ:IBOC	USA	$16.83 Billion
Judo Capital Holdings Ltd AU:JDO	Australia	AU$16.06 Billion
TF Bank AB ST:TFBANK	Sweden	Skr29.94 Billion
Bank Tabungan Negara Persero JK:BBTN	Indonesia	Rp517.54 Trillion

Indian Overseas Bank - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric	Current	1 Year Ago	5 Years Ago
Current Ratio	0.06	0.06	0.14
Quick Ratio	0.06	0.06	0.14
Cash Ratio	0.00	0.00	0.00
Working Capital	Rs-3.29 Trillion	Rs-2.63 Trillion	Rs-2.01 Trillion

Indian Overseas Bank - Advanced Valuation Insights

This section examines the relationship between Indian Overseas Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio	1.77
Latest Market Cap to Assets Ratio	0.00
Asset Growth Rate (YoY)	12.2%
Total Assets	Rs3.95 Trillion
Market Capitalization	$7.34 Billion USD

Valuation Analysis

Below Book Valuation: The market values Indian Overseas Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Indian Overseas Bank's assets grew by 12.2% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Indian Overseas Bank (2005–2025)

The table below shows the annual total assets of Indian Overseas Bank from 2005 to 2025.

Year	Total Assets	Change
2025-03-31	Rs3.95 Trillion ≈ $42.69 Billion	+12.17%
2024-03-31	Rs3.52 Trillion ≈ $38.05 Billion	+12.26%
2023-03-31	Rs3.13 Trillion ≈ $33.90 Billion	+4.82%
2022-03-31	Rs2.99 Trillion ≈ $32.34 Billion	+9.04%
2021-03-31	Rs2.74 Trillion ≈ $29.66 Billion	+5.18%
2020-03-31	Rs2.61 Trillion ≈ $28.20 Billion	+4.29%
2019-03-31	Rs2.50 Trillion ≈ $27.04 Billion	+0.82%
2018-03-31	Rs2.48 Trillion ≈ $26.82 Billion	-15.68%
2017-03-31	Rs2.94 Trillion ≈ $31.80 Billion	+7.15%
2016-03-31	Rs2.74 Trillion ≈ $29.68 Billion	-3.92%
2015-03-31	Rs2.86 Trillion ≈ $30.89 Billion	+3.91%
2014-03-31	Rs2.75 Trillion ≈ $29.73 Billion	+12.36%
2013-03-31	Rs2.45 Trillion ≈ $26.46 Billion	+11.39%
2012-03-31	Rs2.20 Trillion ≈ $23.75 Billion	+22.85%
2011-03-31	Rs1.79 Trillion ≈ $19.33 Billion	+36.38%
2010-03-31	Rs1.31 Trillion ≈ $14.18 Billion	+8.27%
2009-03-31	Rs1.21 Trillion ≈ $13.09 Billion	+18.89%
2008-03-31	Rs1.02 Trillion ≈ $11.01 Billion	+23.80%
2007-03-31	Rs822.57 Billion ≈ $8.90 Billion	+38.58%
2006-03-31	Rs593.58 Billion ≈ $6.42 Billion	+16.81%
2005-03-31	Rs508.15 Billion ≈ $5.50 Billion	--

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$7.34 Billion

Rs678.41 Billion INR

Market Cap Rank

#2819 Global

#120 in India

Share Price

Rs35.23

Change (1 day)

-0.98%

52-Week Range

Rs31.38 - Rs40.88

All Time High

Rs79.65