Indian Overseas Bank Total Liabilities
Indian Overseas Bank total liabilities. Based on the latest financial reports, Indian Overseas Bank (IOB) has total liabilities worth Rs4.12 Trillion INR (≈ $44.54 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check asset resilience ratio of Indian Overseas Bank to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Indian Overseas Bank (2005–2025)
Total liabilities of Indian Overseas Bank from 2005 to 2025. This chart illustrates how Indian Overseas Bank's total liabilities have evolved over time, based on quarterly financial data. Explore investment intensity of Indian Overseas Bank to see how much of total assets are deployed in long-term investments.
Indian Overseas Bank Competitors by Total Liabilities
The table below lists competitors of Indian Overseas Bank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Gerdau S.A
F:GDUA
|
Germany | €28.24 Billion |
|
Avanza Bank Holding AB (publ)
ST:AZA
|
Sweden | Skr409.12 Billion |
|
Founder Technology Group Co Ltd
SHG:600601
|
China | CN¥4.43 Billion |
|
Inner Mongolia Xingye Mining Co Ltd
SHE:000426
|
China | CN¥8.15 Billion |
|
Gates Industrial Corporation plc
NYSE:GTES
|
USA | $3.46 Billion |
|
Zhongtai Securities Co Ltd
SHG:600918
|
China | CN¥196.56 Billion |
|
Gan & Lee Pharmaceuticals Co Ltd
SHG:603087
|
China | CN¥1.05 Billion |
|
Home BancShares Inc
NYSE:HOMB
|
USA | $20.17 Billion |
Liability Composition Analysis (2005–2025)
This chart breaks down Indian Overseas Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see IOB current and non-current assets.
Liquidity & Leverage Metrics
Indian Overseas Bank Total Liabilities Ratios Explained
Indian Overseas Bank total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.06 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.54 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Indian Overseas Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Indian Overseas Bank (2005–2025)
The table below shows the annual total liabilities of Indian Overseas Bank from 2005 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-03-31 | Rs3.62 Trillion ≈ $39.20 Billion |
+11.77% |
| 2024-03-31 | Rs3.24 Trillion ≈ $35.07 Billion |
+12.38% |
| 2023-03-31 | Rs2.89 Trillion ≈ $31.21 Billion |
+4.39% |
| 2022-03-31 | Rs2.76 Trillion ≈ $29.90 Billion |
+7.51% |
| 2021-03-31 | Rs2.57 Trillion ≈ $27.81 Billion |
+5.14% |
| 2020-03-31 | Rs2.45 Trillion ≈ $26.45 Billion |
+4.68% |
| 2019-03-31 | Rs2.34 Trillion ≈ $25.27 Billion |
-0.45% |
| 2018-03-31 | Rs2.35 Trillion ≈ $25.38 Billion |
-16.28% |
| 2017-03-31 | Rs2.80 Trillion ≈ $30.32 Billion |
+8.33% |
| 2016-03-31 | Rs2.59 Trillion ≈ $27.99 Billion |
-4.16% |
| 2015-03-31 | Rs2.70 Trillion ≈ $29.20 Billion |
+4.35% |
| 2014-03-31 | Rs2.59 Trillion ≈ $27.98 Billion |
+11.91% |
| 2013-03-31 | Rs2.31 Trillion ≈ $25.00 Billion |
+11.31% |
| 2012-03-31 | Rs2.08 Trillion ≈ $22.46 Billion |
+22.57% |
| 2011-03-31 | Rs1.69 Trillion ≈ $18.33 Billion |
+37.14% |
| 2010-03-31 | Rs1.24 Trillion ≈ $13.36 Billion |
+8.47% |
| 2009-03-31 | Rs1.14 Trillion ≈ $12.32 Billion |
+17.48% |
| 2008-03-31 | Rs969.72 Billion ≈ $10.49 Billion |
+23.90% |
| 2007-03-31 | Rs782.66 Billion ≈ $8.46 Billion |
+39.31% |
| 2006-03-31 | Rs561.80 Billion ≈ $6.08 Billion |
+16.46% |
| 2005-03-31 | Rs482.40 Billion ≈ $5.22 Billion |
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About Indian Overseas Bank
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, e… Read more