Indian Overseas Bank (IOB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.711x

Based on the latest financial reports, Indian Overseas Bank (IOB) has a cash flow conversion efficiency ratio of -0.711x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-243.43 Billion ≈ $-2.63 Billion USD) by net assets (Rs342.31 Billion ≈ $3.70 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Indian Overseas Bank liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Indian Overseas Bank - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Indian Overseas Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Indian Overseas Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Indian Overseas Bank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
BKW AG SW:BKW	0.084x
Industrial Securities Co Ltd SHG:601377	0.157x
Quebecor Inc TO:QBR-B	0.150x
FirstCash Inc NASDAQ:FCFS	0.062x
Sunny Optical Technology (Group) Company Limited F:SXC	0.018x
Silicon Motion Technology Corporation F:S9M	-0.034x
President Chain Store Corp TW:2912	0.152x
Shanxi LuAn Environmental Energy Development Co Ltd SHG:601699	0.074x

Annual Cash Flow Conversion Efficiency for Indian Overseas Bank (2005–2025)

The table below shows the annual cash flow conversion efficiency of Indian Overseas Bank from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see Indian Overseas Bank market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs322.33 Billion ≈ $3.49 Billion	Rs-229.78 Billion ≈ $-2.48 Billion	-0.713x	-1655.88%
2024-03-31	Rs275.61 Billion ≈ $2.98 Billion	Rs-11.19 Billion ≈ $-121.01 Million	-0.041x	+93.52%
2023-03-31	Rs248.76 Billion ≈ $2.69 Billion	Rs-155.84 Billion ≈ $-1.69 Billion	-0.626x	+13.27%
2022-03-31	Rs225.98 Billion ≈ $2.44 Billion	Rs-163.22 Billion ≈ $-1.77 Billion	-0.722x	-349.46%
2021-03-31	Rs170.99 Billion ≈ $1.85 Billion	Rs49.51 Billion ≈ $535.41 Million	0.290x	+133.36%
2020-03-31	Rs161.55 Billion ≈ $1.75 Billion	Rs-140.23 Billion ≈ $-1.52 Billion	-0.868x	-1706.99%
2019-03-31	Rs163.60 Billion ≈ $1.77 Billion	Rs-7.86 Billion ≈ $-84.99 Million	-0.048x	+64.44%
2018-03-31	Rs132.74 Billion ≈ $1.44 Billion	Rs-17.93 Billion ≈ $-193.94 Million	-0.135x	-267.73%
2017-03-31	Rs137.45 Billion ≈ $1.49 Billion	Rs-5.05 Billion ≈ $-54.61 Million	-0.037x	+62.91%
2016-03-31	Rs156.66 Billion ≈ $1.69 Billion	Rs-15.52 Billion ≈ $-167.79 Million	-0.099x	-126.07%
2015-03-31	Rs156.41 Billion ≈ $1.69 Billion	Rs59.41 Billion ≈ $642.49 Million	0.380x	+87.37%
2014-03-31	Rs161.70 Billion ≈ $1.75 Billion	Rs32.78 Billion ≈ $354.51 Million	0.203x	+549.52%
2013-03-31	Rs134.57 Billion ≈ $1.46 Billion	Rs-6.07 Billion ≈ $-65.63 Million	-0.045x	-114.57%
2012-03-31	Rs119.28 Billion ≈ $1.29 Billion	Rs36.93 Billion ≈ $399.37 Million	0.310x	+10762.58%
2011-03-31	Rs93.25 Billion ≈ $1.01 Billion	Rs-270.77 Million ≈ $-2.93 Million	-0.003x	+98.19%
2010-03-31	Rs75.25 Billion ≈ $813.76 Million	Rs-12.10 Billion ≈ $-130.88 Million	-0.161x	-573.08%
2009-03-31	Rs71.51 Billion ≈ $773.35 Million	Rs2.43 Billion ≈ $26.29 Million	0.034x	-92.07%
2008-03-31	Rs48.66 Billion ≈ $526.24 Million	Rs20.86 Billion ≈ $225.61 Million	0.429x	-62.12%
2007-03-31	Rs39.90 Billion ≈ $431.54 Million	Rs45.16 Billion ≈ $488.43 Million	1.132x	+283.96%
2006-03-31	Rs31.77 Billion ≈ $343.63 Million	Rs-19.55 Billion ≈ $-211.41 Million	-0.615x	-296.29%
2005-03-31	Rs25.75 Billion ≈ $278.50 Million	Rs-4.00 Billion ≈ $-43.24 Million	-0.155x	--

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$7.34 Billion

Rs678.41 Billion INR

Market Cap Rank

#2819 Global

#120 in India

Share Price

Rs35.23

Change (1 day)

-0.98%

52-Week Range

Rs31.38 - Rs40.88

All Time High

Rs79.65