Indian Overseas Bank Cash Flow Conversion Efficiency

Latest as of September 2025: -0.711x

Indian Overseas Bank cash flow conversion efficiency. Based on the latest financial reports, Indian Overseas Bank (IOB) has a cash flow conversion efficiency ratio of -0.711x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-243.43 Billion ≈ $-2.63 Billion USD) by net assets (Rs342.31 Billion ≈ $3.70 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Indian Overseas Bank (2005–2025)

Cash flow conversion efficiency of Indian Overseas Bank from 2005 to 2025. This chart illustrates how Indian Overseas Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Indian Overseas Bank stock price for real-time trading data and today's change.

Indian Overseas Bank Cash Flow Conversion Ratio Explained

Indian Overseas Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Indian Overseas Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Indian Overseas Bank ranked by their cash flow conversion efficiency. Also see IOB company net worth for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Inner Mongolia Xingye Mining Co Ltd SHE:000426	0.095x
Founder Technology Group Co Ltd SHG:600601	0.084x
Avanza Bank Holding AB (publ) ST:AZA	1.029x
Gerdau S.A F:GDUA	0.029x
Gates Industrial Corporation plc NYSE:GTES	0.073x
Zhongtai Securities Co Ltd SHG:600918	-0.252x
Gan & Lee Pharmaceuticals Co Ltd SHG:603087	0.022x
Home BancShares Inc NYSE:HOMB	0.021x

Annual Cash Flow Conversion Efficiency for Indian Overseas Bank (2005–2025)

The table below shows the annual cash flow conversion efficiency of Indian Overseas Bank from 2005 to 2025. Review cash generation quality of Indian Overseas Bank to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs322.33 Billion ≈ $3.49 Billion	Rs-229.78 Billion ≈ $-2.48 Billion	-0.713x	-1655.88%
2024-03-31	Rs275.61 Billion ≈ $2.98 Billion	Rs-11.19 Billion ≈ $-121.01 Million	-0.041x	+93.52%
2023-03-31	Rs248.76 Billion ≈ $2.69 Billion	Rs-155.84 Billion ≈ $-1.69 Billion	-0.626x	+13.27%
2022-03-31	Rs225.98 Billion ≈ $2.44 Billion	Rs-163.22 Billion ≈ $-1.77 Billion	-0.722x	-349.46%
2021-03-31	Rs170.99 Billion ≈ $1.85 Billion	Rs49.51 Billion ≈ $535.41 Million	0.290x	+133.36%
2020-03-31	Rs161.55 Billion ≈ $1.75 Billion	Rs-140.23 Billion ≈ $-1.52 Billion	-0.868x	-1706.99%
2019-03-31	Rs163.60 Billion ≈ $1.77 Billion	Rs-7.86 Billion ≈ $-84.99 Million	-0.048x	+64.44%
2018-03-31	Rs132.74 Billion ≈ $1.44 Billion	Rs-17.93 Billion ≈ $-193.94 Million	-0.135x	-267.73%
2017-03-31	Rs137.45 Billion ≈ $1.49 Billion	Rs-5.05 Billion ≈ $-54.61 Million	-0.037x	+62.91%
2016-03-31	Rs156.66 Billion ≈ $1.69 Billion	Rs-15.52 Billion ≈ $-167.79 Million	-0.099x	-126.07%
2015-03-31	Rs156.41 Billion ≈ $1.69 Billion	Rs59.41 Billion ≈ $642.49 Million	0.380x	+87.37%
2014-03-31	Rs161.70 Billion ≈ $1.75 Billion	Rs32.78 Billion ≈ $354.51 Million	0.203x	+549.52%
2013-03-31	Rs134.57 Billion ≈ $1.46 Billion	Rs-6.07 Billion ≈ $-65.63 Million	-0.045x	-114.57%
2012-03-31	Rs119.28 Billion ≈ $1.29 Billion	Rs36.93 Billion ≈ $399.37 Million	0.310x	+10762.58%
2011-03-31	Rs93.25 Billion ≈ $1.01 Billion	Rs-270.77 Million ≈ $-2.93 Million	-0.003x	+98.19%
2010-03-31	Rs75.25 Billion ≈ $813.76 Million	Rs-12.10 Billion ≈ $-130.88 Million	-0.161x	-573.08%
2009-03-31	Rs71.51 Billion ≈ $773.35 Million	Rs2.43 Billion ≈ $26.29 Million	0.034x	-92.07%
2008-03-31	Rs48.66 Billion ≈ $526.24 Million	Rs20.86 Billion ≈ $225.61 Million	0.429x	-62.12%
2007-03-31	Rs39.90 Billion ≈ $431.54 Million	Rs45.16 Billion ≈ $488.43 Million	1.132x	+283.96%
2006-03-31	Rs31.77 Billion ≈ $343.63 Million	Rs-19.55 Billion ≈ $-211.41 Million	-0.615x	-296.29%
2005-03-31	Rs25.75 Billion ≈ $278.50 Million	Rs-4.00 Billion ≈ $-43.24 Million	-0.155x	--

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$5.99 Billion

Rs553.43 Billion INR

Market Cap Rank

#3065 Global

#136 in India

Share Price

Rs28.74

Change (1 day)

-1.74%

52-Week Range

Rs28.68 - Rs40.45

All Time High

Rs79.65