Indian Overseas Bank (IOB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.711x

Based on the latest financial reports, Indian Overseas Bank (IOB) has a cash flow conversion efficiency ratio of -0.711x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-243.43 Billion ≈ $-2.63 Billion USD) by net assets (Rs342.31 Billion ≈ $3.70 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Indian Overseas Bank (IOB) market capitalisation for the company's overall valuation and market capitalisation.

Indian Overseas Bank - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Indian Overseas Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Indian Overseas Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Indian Overseas Bank ranked by their cash flow conversion efficiency. Explore IOB cash flow quality score to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Technology One Ltd AU:TNE	0.496x
Vornado Realty Trust NYSE:VNO	0.005x
Alkem Laboratories Limited NSE:ALKEM	0.061x
KINGFISHER ADR/2 LS-1571 F:KFI2	N/A
Artemis Gold Inc V:ARTG	0.196x
Korea Investment Holdings Co KO:071050	0.100x
China Greatwall Computer Shenzhen Co Ltd SHE:000066	-0.002x
Triple Flag Precious Metals Corp TO:TFPM	0.044x

Annual Cash Flow Conversion Efficiency for Indian Overseas Bank (2005–2025)

The table below shows the annual cash flow conversion efficiency of Indian Overseas Bank from 2005 to 2025. View IOB stock price and chart for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs322.33 Billion ≈ $3.49 Billion	Rs-229.78 Billion ≈ $-2.48 Billion	-0.713x	-1655.88%
2024-03-31	Rs275.61 Billion ≈ $2.98 Billion	Rs-11.19 Billion ≈ $-121.01 Million	-0.041x	+93.52%
2023-03-31	Rs248.76 Billion ≈ $2.69 Billion	Rs-155.84 Billion ≈ $-1.69 Billion	-0.626x	+13.27%
2022-03-31	Rs225.98 Billion ≈ $2.44 Billion	Rs-163.22 Billion ≈ $-1.77 Billion	-0.722x	-349.46%
2021-03-31	Rs170.99 Billion ≈ $1.85 Billion	Rs49.51 Billion ≈ $535.41 Million	0.290x	+133.36%
2020-03-31	Rs161.55 Billion ≈ $1.75 Billion	Rs-140.23 Billion ≈ $-1.52 Billion	-0.868x	-1706.99%
2019-03-31	Rs163.60 Billion ≈ $1.77 Billion	Rs-7.86 Billion ≈ $-84.99 Million	-0.048x	+64.44%
2018-03-31	Rs132.74 Billion ≈ $1.44 Billion	Rs-17.93 Billion ≈ $-193.94 Million	-0.135x	-267.73%
2017-03-31	Rs137.45 Billion ≈ $1.49 Billion	Rs-5.05 Billion ≈ $-54.61 Million	-0.037x	+62.91%
2016-03-31	Rs156.66 Billion ≈ $1.69 Billion	Rs-15.52 Billion ≈ $-167.79 Million	-0.099x	-126.07%
2015-03-31	Rs156.41 Billion ≈ $1.69 Billion	Rs59.41 Billion ≈ $642.49 Million	0.380x	+87.37%
2014-03-31	Rs161.70 Billion ≈ $1.75 Billion	Rs32.78 Billion ≈ $354.51 Million	0.203x	+549.52%
2013-03-31	Rs134.57 Billion ≈ $1.46 Billion	Rs-6.07 Billion ≈ $-65.63 Million	-0.045x	-114.57%
2012-03-31	Rs119.28 Billion ≈ $1.29 Billion	Rs36.93 Billion ≈ $399.37 Million	0.310x	+10762.58%
2011-03-31	Rs93.25 Billion ≈ $1.01 Billion	Rs-270.77 Million ≈ $-2.93 Million	-0.003x	+98.19%
2010-03-31	Rs75.25 Billion ≈ $813.76 Million	Rs-12.10 Billion ≈ $-130.88 Million	-0.161x	-573.08%
2009-03-31	Rs71.51 Billion ≈ $773.35 Million	Rs2.43 Billion ≈ $26.29 Million	0.034x	-92.07%
2008-03-31	Rs48.66 Billion ≈ $526.24 Million	Rs20.86 Billion ≈ $225.61 Million	0.429x	-62.12%
2007-03-31	Rs39.90 Billion ≈ $431.54 Million	Rs45.16 Billion ≈ $488.43 Million	1.132x	+283.96%
2006-03-31	Rs31.77 Billion ≈ $343.63 Million	Rs-19.55 Billion ≈ $-211.41 Million	-0.615x	-296.29%
2005-03-31	Rs25.75 Billion ≈ $278.50 Million	Rs-4.00 Billion ≈ $-43.24 Million	-0.155x	--

About Indian Overseas Bank

NSE:IOB India Banks - Regional

Market Cap

$6.68 Billion

Rs617.94 Billion INR

Market Cap Rank

#2965 Global

#132 in India

Share Price

Rs32.09

Change (1 day)

-0.90%

52-Week Range

Rs31.38 - Rs40.88

All Time High

Rs79.65