Indian Railway Finance Corporation Limited
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is ba… Read more
Indian Railway Finance Corporation Limited - Asset Resilience Ratio
Indian Railway Finance Corporation Limited (IRFC) has an Asset Resilience Ratio of 0.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Indian Railway Finance Corporation Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Indian Railway Finance Corporation Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹4.30 Billion | 0.09% |
| Total Liquid Assets | ₹4.30 Billion | 0.09% |
Asset Resilience Insights
- Limited Liquidity: Indian Railway Finance Corporation Limited maintains only 0.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Indian Railway Finance Corporation Limited Industry Peers by Asset Resilience Ratio
Compare Indian Railway Finance Corporation Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
Annual Asset Resilience Ratio for Indian Railway Finance Corporation Limited (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Indian Railway Finance Corporation Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.09% | ₹4.63 Billion | ₹4.89 Trillion | -0.02pp |
| 2024-03-31 | 0.12% | ₹5.77 Billion | ₹4.85 Trillion | +0.05pp |
| 2023-03-31 | 0.07% | ₹3.36 Billion | ₹4.91 Trillion | -0.10pp |
| 2022-03-31 | 0.17% | ₹7.46 Billion | ₹4.50 Trillion | +0.07pp |
| 2021-03-31 | 0.10% | ₹3.83 Billion | ₹3.80 Trillion | -0.07pp |
| 2020-03-31 | 0.17% | ₹4.61 Billion | ₹2.76 Trillion | -0.25pp |
| 2019-03-31 | 0.42% | ₹8.61 Billion | ₹2.06 Trillion | -2.18pp |
| 2018-03-31 | 2.59% | ₹41.87 Billion | ₹1.61 Trillion | -- |