Indian Railway Finance Corporation Limited Asset Resilience Ratio
Indian Railway Finance Corporation Limited asset resilience ratio. Indian Railway Finance Corporation Limited (IRFC) has an Asset Resilience Ratio of 0.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IRFC days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Indian Railway Finance Corporation Limited (2018–2025)
Asset resilience ratio of Indian Railway Finance Corporation Limited from 2018 to 2025. This chart shows how Indian Railway Finance Corporation Limited's Asset Resilience Ratio has changed over time. Read how much debt does Indian Railway Finance Corporation Limit carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Indian Railway Finance Corporation Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Indian Railway Finance Corporation Limit (IRFC) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs4.30 Billion | 0.09% |
| Total Liquid Assets | Rs4.30 Billion | 0.09% |
Asset Resilience Insights
- Limited Liquidity: Indian Railway Finance Corporation Limited maintains only 0.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Indian Railway Finance Corporation Limited Industry Peers by Asset Resilience Ratio
Compare Indian Railway Finance Corporation Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.07% |
|
Harmoney Corp Ltd
AU:HMY |
Credit Services | 0.00% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
Indian Railway Finance Corporation Limited Asset Resilience Ratio by Year (2018–2025)
Indian Railway Finance Corporation Limited asset resilience ratio by year from 2018 to 2025. The table below shows the annual Asset Resilience Ratio data for Indian Railway Finance Corporation Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.09% | Rs4.63 Billion ≈ $50.06 Million |
Rs4.89 Trillion ≈ $52.87 Billion |
-0.02pp |
| 2024-03-31 | 0.12% | Rs5.77 Billion ≈ $62.45 Million |
Rs4.85 Trillion ≈ $52.46 Billion |
+0.05pp |
| 2023-03-31 | 0.07% | Rs3.36 Billion ≈ $36.30 Million |
Rs4.91 Trillion ≈ $53.12 Billion |
-0.10pp |
| 2022-03-31 | 0.17% | Rs7.46 Billion ≈ $80.63 Million |
Rs4.50 Trillion ≈ $48.66 Billion |
+0.07pp |
| 2021-03-31 | 0.10% | Rs3.83 Billion ≈ $41.43 Million |
Rs3.80 Trillion ≈ $41.15 Billion |
-0.07pp |
| 2020-03-31 | 0.17% | Rs4.61 Billion ≈ $49.86 Million |
Rs2.76 Trillion ≈ $29.79 Billion |
-0.25pp |
| 2019-03-31 | 0.42% | Rs8.61 Billion ≈ $93.13 Million |
Rs2.06 Trillion ≈ $22.33 Billion |
-2.18pp |
| 2018-03-31 | 2.59% | Rs41.87 Billion ≈ $452.77 Million |
Rs1.61 Trillion ≈ $17.46 Billion |
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About Indian Railway Finance Corporation Limited
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is ba… Read more