Indian Railway Finance Corporation Limited (IRFC) - Total Assets
Based on the latest financial reports, Indian Railway Finance Corporation Limited (IRFC) holds total assets worth Rs4.98 Trillion INR (≈ $53.89 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check IRFC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Indian Railway Finance Corporation Limited - Total Assets Trend (2013–2025)
This chart illustrates how Indian Railway Finance Corporation Limited's total assets have evolved over time, based on quarterly financial data. Check Indian Railway Finance Corporation Limit (IRFC) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Indian Railway Finance Corporation Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Indian Railway Finance Corporation Limited's total assets of Rs4.98 Trillion consist of 60.6% current assets and 39.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 1.2% |
| Accounts Receivable | Rs2.85 Trillion | 58.2% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs43.60 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Indian Railway Finance Corporation Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see IRFC stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Indian Railway Finance Corporation Limited's current assets represent 60.6% of total assets in 2025, an increase from 0.6% in 2013.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, up from 0.6% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 58.2% of total assets.
Indian Railway Finance Corporation Limited Competitors by Total Assets
Key competitors of Indian Railway Finance Corporation Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Indian Railway Finance Corporation Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 18498.15 | 24794.68 | 0.53 |
| Quick Ratio | 18498.15 | 24794.68 | 0.53 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs2.48 Trillion | Rs2.50 Trillion | Rs-2.02 Billion |
Indian Railway Finance Corporation Limited - Advanced Valuation Insights
This section examines the relationship between Indian Railway Finance Corporation Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.64 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 0.8% |
| Total Assets | Rs4.89 Trillion |
| Market Capitalization | $13.80 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Indian Railway Finance Corporation Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Indian Railway Finance Corporation Limited's assets grew by 0.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Indian Railway Finance Corporation Limited (2013–2025)
The table below shows the annual total assets of Indian Railway Finance Corporation Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs4.89 Trillion ≈ $52.87 Billion |
+0.77% |
| 2024-03-31 | Rs4.85 Trillion ≈ $52.46 Billion |
-1.23% |
| 2023-03-31 | Rs4.91 Trillion ≈ $53.12 Billion |
+9.15% |
| 2022-03-31 | Rs4.50 Trillion ≈ $48.66 Billion |
+18.27% |
| 2021-03-31 | Rs3.80 Trillion ≈ $41.15 Billion |
+38.10% |
| 2020-03-31 | Rs2.76 Trillion ≈ $29.79 Billion |
+33.46% |
| 2019-03-31 | Rs2.06 Trillion ≈ $22.33 Billion |
+27.86% |
| 2018-03-31 | Rs1.61 Trillion ≈ $17.46 Billion |
+2699.47% |
| 2017-03-31 | Rs57.67 Billion ≈ $623.70 Million |
-94.68% |
| 2016-03-31 | Rs1.08 Trillion ≈ $11.72 Billion |
+23.68% |
| 2015-03-31 | Rs876.47 Billion ≈ $9.48 Billion |
+4.43% |
| 2014-03-31 | Rs839.30 Billion ≈ $9.08 Billion |
+18.62% |
| 2013-03-31 | Rs707.55 Billion ≈ $7.65 Billion |
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About Indian Railway Finance Corporation Limited
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is ba… Read more