Satin Creditcare Network Limited
Satin Creditcare Network Limited, a non-banking finance company, provides micro finance services in India. The company offers microcredit to economically active women in rural, semi-urban, and urban regions; loans for income generating purposes, such as agriculture, transportation, trading, and production related business activities; water and sanitation loans; loans for clean energy and various … Read more
Satin Creditcare Network Limited - Asset Resilience Ratio
Satin Creditcare Network Limited (SATIN) has an Asset Resilience Ratio of 20.00% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how Satin Creditcare Network Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Satin Creditcare Network Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹25.70 Billion | 20.0% |
| Short-term Investments | ₹0.00 | 0% |
| Total Liquid Assets | ₹25.70 Billion | 20.00% |
Asset Resilience Insights
- Good Liquidity Position: Satin Creditcare Network Limited maintains a healthy 20.00% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Satin Creditcare Network Limited Industry Peers by Asset Resilience Ratio
Compare Satin Creditcare Network Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Satin Creditcare Network Limited (2014–2025)
The table below shows the annual Asset Resilience Ratio data for Satin Creditcare Network Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 5.44% | ₹6.30 Billion | ₹115.87 Billion | -2.32pp |
| 2024-03-31 | 7.76% | ₹8.14 Billion | ₹104.85 Billion | -0.27pp |
| 2023-03-31 | 8.03% | ₹6.30 Billion | ₹78.50 Billion | -5.47pp |
| 2022-03-31 | 13.50% | ₹10.33 Billion | ₹76.55 Billion | -1.63pp |
| 2021-03-31 | 15.13% | ₹12.17 Billion | ₹80.45 Billion | +3.61pp |
| 2020-03-31 | 11.52% | ₹8.41 Billion | ₹73.00 Billion | -0.32pp |
| 2019-03-31 | 11.83% | ₹7.99 Billion | ₹67.53 Billion | +6.90pp |
| 2018-03-31 | 4.93% | ₹2.88 Billion | ₹58.44 Billion | -1.73pp |
| 2017-03-31 | 6.66% | ₹3.18 Billion | ₹47.77 Billion | +23.07pp |
| 2016-03-31 | -16.41% | ₹-5.42 Billion | ₹33.03 Billion | -16.12pp |
| 2015-03-31 | -0.29% | ₹-58.45 Million | ₹20.11 Billion | -0.15pp |
| 2014-03-31 | -0.14% | ₹-15.87 Million | ₹11.22 Billion | -- |