The South Indian Bank Limited
The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, propert… Read more
The South Indian Bank Limited - Asset Resilience Ratio
The South Indian Bank Limited (SOUTHBANK) has an Asset Resilience Ratio of 0.27% as of March 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how The South Indian Bank Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down The South Indian Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹2.50 Billion | 0.27% |
| Total Liquid Assets | ₹2.50 Billion | 0.27% |
Asset Resilience Insights
- Limited Liquidity: The South Indian Bank Limited maintains only 0.27% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
The South Indian Bank Limited Industry Peers by Asset Resilience Ratio
Compare The South Indian Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for The South Indian Bank Limited (2016–2024)
The table below shows the annual Asset Resilience Ratio data for The South Indian Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -5.73% | ₹-67.29 Billion | ₹1.17 Trillion | -6.00pp |
| 2019-03-31 | 0.27% | ₹2.50 Billion | ₹922.79 Billion | -0.64pp |
| 2018-03-31 | 0.91% | ₹7.50 Billion | ₹826.86 Billion | +0.23pp |
| 2017-03-31 | 0.67% | ₹5.00 Billion | ₹743.12 Billion | +0.40pp |
| 2016-03-31 | 0.28% | ₹1.75 Billion | ₹631.75 Billion | -- |