Suryoday Small Finance Bank Limited
Suryoday Small Finance Bank Limited provides financial products to micro-entrepreneurs and underserved communities and individuals in India. It operates through Treasury, Retail Banking, Corporate Banking, and Other Banking Operation segments. The company offers savings, salary, and current accounts; and term and fixed deposits, recurring, and double joy deposits. It also provides two-wheeler, co… Read more
Suryoday Small Finance Bank Limited - Asset Resilience Ratio
Suryoday Small Finance Bank Limited (SURYODAY) has an Asset Resilience Ratio of -14.46% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how Suryoday Small Finance Bank Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Suryoday Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹-18.43 Billion | -14.46% |
| Total Liquid Assets | ₹-18.43 Billion | -14.46% |
Asset Resilience Insights
- Limited Liquidity: Suryoday Small Finance Bank Limited maintains only -14.46% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Suryoday Small Finance Bank Limited Industry Peers by Asset Resilience Ratio
Compare Suryoday Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Suryoday Small Finance Bank Limited (2020–2024)
The table below shows the annual Asset Resilience Ratio data for Suryoday Small Finance Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -19.07% | ₹-23.60 Billion | ₹123.78 Billion | -11.19pp |
| 2023-03-31 | -7.87% | ₹-7.76 Billion | ₹98.61 Billion | -7.92pp |
| 2022-03-31 | 0.04% | ₹35.76 Million | ₹81.80 Billion | +1.40pp |
| 2021-03-31 | -1.35% | ₹-908.71 Million | ₹67.12 Billion | -0.34pp |
| 2020-03-31 | -1.01% | ₹-541.75 Million | ₹53.65 Billion | -- |