Byline Bancorp Inc

NYSE:BY USA Banks - Regional
Market Cap
$1.38 Billion
Market Cap Rank
#7376 Global
#3943 in USA
Share Price
$30.31
Change (1 day)
-0.79%
52-Week Range
$23.25 - $33.52
All Time High
$33.52
About

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing ch… Read more

Byline Bancorp Inc - Asset Resilience Ratio

Latest as of December 2025: 14.56%

Byline Bancorp Inc (BY) has an Asset Resilience Ratio of 14.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$1.41 Billion
Cash + Short-term Investments
Total Assets
$9.65 Billion
All company assets
Resilience Assessment
Moderate
Financial Resilience Level

Asset Resilience Ratio Trend (2015–2025)

This chart shows how Byline Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Byline Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $1.41 Billion 14.56%
Total Liquid Assets $1.41 Billion 14.56%

Asset Resilience Insights

  • Moderate Liquidity: Byline Bancorp Inc has 14.56% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Byline Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Byline Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for Byline Bancorp Inc (2015–2025)

The table below shows the annual Asset Resilience Ratio data for Byline Bancorp Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 14.56% $1.41 Billion $9.65 Billion +2.28pp
2024-12-31 12.28% $1.17 Billion $9.50 Billion -2.84pp
2023-12-31 15.11% $1.34 Billion $8.88 Billion -0.84pp
2022-12-31 15.95% $1.17 Billion $7.36 Billion -5.77pp
2021-12-31 21.72% $1.45 Billion $6.70 Billion -0.92pp
2020-12-31 22.65% $1.45 Billion $6.39 Billion +1.16pp
2019-12-31 21.48% $1.19 Billion $5.52 Billion +4.94pp
2018-12-31 16.54% $817.66 Million $4.94 Billion -0.78pp
2017-12-31 17.33% $583.24 Million $3.37 Billion -1.14pp
2016-12-31 18.46% $608.56 Million $3.30 Billion -12.49pp
2015-12-31 30.96% $767.73 Million $2.48 Billion --
pp = percentage points