First Foundation Inc. (FFWM) — Defensive Interval Ratio
First Foundation Inc. (FFWM) has a Defensive Interval Ratio of 36470 days as of December 2025. Defensive assets of $2.48 Billion (cash $-, short-term investments $2.43 Billion, receivables $45.82 Million) cover 36470 days of daily cash needs of $67.92K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Foundation Inc. Defensive Interval Ratio (2012–2025)
This chart shows how First Foundation Inc.'s Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 36470 days, meaning defensive assets of $2.48 Billion can fund 36470 days of operations without new revenue. For the complete balance sheet picture, see First Foundation Inc. assets under control.
Annual Defensive Interval Ratio for First Foundation Inc. (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Foundation Inc. from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See FFWM working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 36470 days | $2.48 Billion | $67.92K/day | $- | $2.43 Billion | ▲ +36419 days |
| 2024 | 51 days | $1.37 Billion | $27.04 Million/day | $- | $1.31 Billion | ▼ -6 days |
| 2023 | 57 days | $757.39 Million | $13.33 Million/day | $- | $703.23 Million | ▲ +47 days |
| 2022 | 10 days | $277.52 Million | $28.79 Million/day | $- | $226.16 Million | ▼ -39 days |
| 2021 | 49 days | $1.20 Billion | $24.44 Million/day | $- | $1.19 Billion | ▼ -291 days |
| 2020 | 340 days | $5.59 Billion | $16.42 Million/day | $- | $807.43 Million | ▼ -5243 days |
| 2019 | 5583 days | $1.02 Billion | $181.98K/day | $- | $1.01 Billion | ▼ -1773 days |
| 2018 | 7356 days | $811.37 Million | $110.30K/day | $- | $809.57 Million | ▲ +7301 days |
| 2017 | 55 days | $519.36 Million | $9.50 Million/day | $- | $519.36 Million | ▼ -22 days |
| 2016 | 76 days | $509.58 Million | $6.69 Million/day | $- | $509.58 Million | ▼ -59 days |
| 2015 | 136 days | $565.13 Million | $4.17 Million/day | $- | $565.13 Million | ▲ +83 days |
| 2014 | 52 days | $138.27 Million | $2.64 Million/day | $- | $138.27 Million | ▲ +26 days |
| 2013 | 27 days | $59.11 Million | $2.20 Million/day | $- | $59.11 Million | ▲ +24 days |
| 2012 | 3 days | $5.81 Million | $1.78 Million/day | $- | $5.81 Million | — |