Flagstar Financial, Inc. - Asset Resilience Ratio

Latest as of December 2025: 17.94%

Flagstar Financial, Inc. (FLG) has an Asset Resilience Ratio of 17.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$15.70 Billion

Cash + Short-term Investments

Total Assets

$87.51 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2025)

This chart shows how Flagstar Financial, Inc.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Flagstar Financial, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$15.70 Billion	17.94%
Total Liquid Assets	$15.70 Billion	17.94%

Asset Resilience Insights

Good Liquidity Position: Flagstar Financial, Inc. maintains a healthy 17.94% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Flagstar Financial, Inc. Industry Peers by Asset Resilience Ratio

Compare Flagstar Financial, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Ping An Bank Co Ltd SHE:000001	Banks - Regional	-6.06%
Bank of Ningbo Co Ltd SHE:002142	Banks - Regional	9.68%
Bank of Qingdao Co Ltd SHE:002948	Banks - Regional	1.86%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank of Suzhou SHE:002966	Banks - Regional	-8.31%
Jeju Bank KO:006220	Banks - Regional	2.45%
Industrial Bank Of Korea KO:024110	Banks - Regional	4.07%
Hana Financial KO:086790	Banks - Regional	3.29%

Annual Asset Resilience Ratio for Flagstar Financial, Inc. (2003–2025)

The table below shows the annual Asset Resilience Ratio data for Flagstar Financial, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	17.94%	$15.70 Billion	$87.51 Billion	+7.56pp
2024-12-31	10.39%	$10.40 Billion	$100.16 Billion	+2.37pp
2023-12-31	8.02%	$9.14 Billion	$114.06 Billion	-1.55pp
2022-12-31	9.57%	$8.63 Billion	$90.14 Billion	+1.82pp
2021-12-31	7.75%	$4.61 Billion	$59.53 Billion	-0.31pp
2020-12-31	8.05%	$4.54 Billion	$56.31 Billion	-0.30pp
2019-12-31	8.35%	$4.48 Billion	$53.64 Billion	-0.10pp
2018-12-31	8.45%	$4.38 Billion	$51.90 Billion	+3.83pp
2017-12-31	4.62%	$2.27 Billion	$49.12 Billion	+4.40pp
2016-12-31	0.21%	$104.28 Million	$48.93 Billion	-0.19pp
2015-12-31	0.41%	$204.25 Million	$50.32 Billion	+0.05pp
2014-12-31	0.36%	$173.78 Million	$48.56 Billion	-0.24pp
2013-12-31	0.60%	$280.74 Million	$46.69 Billion	-0.37pp
2012-12-31	0.97%	$429.27 Million	$44.15 Billion	-0.75pp
2011-12-31	1.72%	$724.66 Million	$42.02 Billion	+0.14pp
2010-12-31	1.59%	$652.96 Million	$41.19 Billion	-2.02pp
2009-12-31	3.60%	$1.52 Billion	$42.15 Billion	+0.49pp
2008-12-31	3.11%	$1.01 Billion	$32.47 Billion	-1.40pp
2007-12-31	4.52%	$1.38 Billion	$30.58 Billion	-2.30pp
2006-12-31	6.81%	$1.94 Billion	$28.48 Billion	-2.24pp
2005-12-31	9.05%	$2.38 Billion	$26.28 Billion	+8.09pp
2004-12-31	0.97%	$232.22 Million	$24.04 Billion	+0.24pp
2003-12-31	0.73%	$170.91 Million	$23.44 Billion	--

pp = percentage points

About Flagstar Financial, Inc.

NYSE:FLG USA Banks - Regional

Market Cap

$5.84 Billion

Market Cap Rank

#3200 Global

#1875 in USA

Share Price

$14.04

Change (1 day)

-0.64%

52-Week Range

$10.16 - $14.27

All Time High

$39.81