Flagstar Financial, Inc. - Asset Resilience Ratio
Flagstar Financial, Inc. (FLG) has an Asset Resilience Ratio of 17.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore how large is Flagstar Financial, Inc.'s balance sheet for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Flagstar Financial, Inc.'s Asset Resilience Ratio has changed over time. See FLG equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Flagstar Financial, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Flagstar Financial, Inc. (FLG) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $15.70 Billion | 17.94% |
| Total Liquid Assets | $15.70 Billion | 17.94% |
Asset Resilience Insights
- Good Liquidity Position: Flagstar Financial, Inc. maintains a healthy 17.94% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Flagstar Financial, Inc. Industry Peers by Asset Resilience Ratio
Compare Flagstar Financial, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
The Federal Bank Limited
NSE:FEDERALBNK |
Banks - Regional | -12.08% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Sparebanken Vest
OL:SVEG |
Banks - Regional | 0.05% |
|
Beacon Financial Corporation
NYSE:BBT |
Banks - Regional | 1.92% |
|
The Karnataka Bank Limited
NSE:KTKBANK |
Banks - Regional | -4.57% |
|
Bank Artos Indonesia Tbk PT
JK:ARTO |
Banks - Regional | 61.91% |
Annual Asset Resilience Ratio for Flagstar Financial, Inc. (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Flagstar Financial, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.94% | $15.70 Billion | $87.51 Billion | +7.56pp |
| 2024-12-31 | 10.39% | $10.40 Billion | $100.16 Billion | +2.37pp |
| 2023-12-31 | 8.02% | $9.14 Billion | $114.06 Billion | -1.55pp |
| 2022-12-31 | 9.57% | $8.63 Billion | $90.14 Billion | +1.82pp |
| 2021-12-31 | 7.75% | $4.61 Billion | $59.53 Billion | -0.31pp |
| 2020-12-31 | 8.05% | $4.54 Billion | $56.31 Billion | -0.30pp |
| 2019-12-31 | 8.35% | $4.48 Billion | $53.64 Billion | -0.10pp |
| 2018-12-31 | 8.45% | $4.38 Billion | $51.90 Billion | +3.83pp |
| 2017-12-31 | 4.62% | $2.27 Billion | $49.12 Billion | +4.40pp |
| 2016-12-31 | 0.21% | $104.28 Million | $48.93 Billion | -0.19pp |
| 2015-12-31 | 0.41% | $204.25 Million | $50.32 Billion | +0.05pp |
| 2014-12-31 | 0.36% | $173.78 Million | $48.56 Billion | -0.24pp |
| 2013-12-31 | 0.60% | $280.74 Million | $46.69 Billion | -0.37pp |
| 2012-12-31 | 0.97% | $429.27 Million | $44.15 Billion | -0.75pp |
| 2011-12-31 | 1.72% | $724.66 Million | $42.02 Billion | +0.14pp |
| 2010-12-31 | 1.59% | $652.96 Million | $41.19 Billion | -2.02pp |
| 2009-12-31 | 3.60% | $1.52 Billion | $42.15 Billion | +0.49pp |
| 2008-12-31 | 3.11% | $1.01 Billion | $32.47 Billion | -1.40pp |
| 2007-12-31 | 4.52% | $1.38 Billion | $30.58 Billion | -2.30pp |
| 2006-12-31 | 6.81% | $1.94 Billion | $28.48 Billion | -2.24pp |
| 2005-12-31 | 9.05% | $2.38 Billion | $26.28 Billion | +8.09pp |
| 2004-12-31 | 0.97% | $232.22 Million | $24.04 Billion | +0.24pp |
| 2003-12-31 | 0.73% | $170.91 Million | $23.44 Billion | -- |
About Flagstar Financial, Inc.
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; comm… Read more