Heritage Insurance Hldgs Inc
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property ins… Read more
Heritage Insurance Hldgs Inc - Asset Resilience Ratio
Heritage Insurance Hldgs Inc (HRTG) has an Asset Resilience Ratio of 4.48% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Heritage Insurance Hldgs Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Heritage Insurance Hldgs Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $105.94 Million | 4.48% |
| Total Liquid Assets | $105.94 Million | 4.48% |
Asset Resilience Insights
- Limited Liquidity: Heritage Insurance Hldgs Inc maintains only 4.48% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Heritage Insurance Hldgs Inc Industry Peers by Asset Resilience Ratio
Compare Heritage Insurance Hldgs Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Heritage Insurance Hldgs Inc (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Heritage Insurance Hldgs Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.70% | $91.33 Million | $2.47 Billion | -0.52pp |
| 2023-12-31 | 4.22% | $89.53 Million | $2.12 Billion | -0.53pp |
| 2022-12-31 | 4.75% | $113.68 Million | $2.39 Billion | -29.04pp |
| 2021-12-31 | 33.79% | $669.35 Million | $1.98 Billion | +6.94pp |
| 2020-12-31 | 26.85% | $561.01 Million | $2.09 Billion | -3.43pp |
| 2019-12-31 | 30.28% | $587.26 Million | $1.94 Billion | +0.53pp |
| 2018-12-31 | 29.75% | $526.11 Million | $1.77 Billion | -2.27pp |
| 2017-12-31 | 32.01% | $567.01 Million | $1.77 Billion | -26.35pp |
| 2016-12-31 | 58.36% | $602.98 Million | $1.03 Billion | +10.58pp |
| 2015-12-31 | 47.78% | $400.10 Million | $837.40 Million | -4.87pp |
| 2014-12-31 | 52.65% | $324.31 Million | $616.00 Million | +6.50pp |
| 2013-12-31 | 46.14% | $130.11 Million | $281.98 Million | +30.18pp |
| 2012-12-31 | 15.96% | $13.07 Million | $81.86 Million | -- |