Lemonade Inc
Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company offers renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also provides insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to… Read more
Lemonade Inc - Asset Resilience Ratio
Lemonade Inc (LMND) has an Asset Resilience Ratio of 12.55% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Lemonade Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Lemonade Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $240.90 Million | 12.55% |
| Total Liquid Assets | $240.90 Million | 12.55% |
Asset Resilience Insights
- Moderate Liquidity: Lemonade Inc has 12.55% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Lemonade Inc Industry Peers by Asset Resilience Ratio
Compare Lemonade Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Lemonade Inc (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Lemonade Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 34.34% | $634.90 Million | $1.85 Billion | +11.13pp |
| 2023-12-31 | 23.20% | $301.30 Million | $1.30 Billion | -21.16pp |
| 2022-12-31 | 44.37% | $750.10 Million | $1.69 Billion | -8.72pp |
| 2021-12-31 | 53.08% | $801.80 Million | $1.51 Billion | +52.29pp |
| 2020-12-31 | 0.80% | $6.60 Million | $828.70 Million | -13.83pp |
| 2019-12-31 | 14.63% | $60.60 Million | $414.30 Million | +8.65pp |
| 2018-12-31 | 5.98% | $9.20 Million | $153.80 Million | -26.36pp |
| 2017-12-31 | 32.35% | $13.10 Million | $40.50 Million | -- |