Metropolitan Bank Holding
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. The company offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. It also provides lending products, including commercial real estate; multi-famil… Read more
Metropolitan Bank Holding - Asset Resilience Ratio
Metropolitan Bank Holding (MCB) has an Asset Resilience Ratio of 7.01% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Metropolitan Bank Holding's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Metropolitan Bank Holding's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $578.93 Million | 7.01% |
| Total Liquid Assets | $578.93 Million | 7.01% |
Asset Resilience Insights
- Limited Liquidity: Metropolitan Bank Holding maintains only 7.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Metropolitan Bank Holding Industry Peers by Asset Resilience Ratio
Compare Metropolitan Bank Holding's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Metropolitan Bank Holding (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Metropolitan Bank Holding.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.01% | $578.93 Million | $8.26 Billion | +6.10pp |
| 2024-12-31 | 0.92% | $66.89 Million | $7.30 Billion | -5.61pp |
| 2023-12-31 | 6.53% | $461.21 Million | $7.07 Billion | -0.59pp |
| 2022-12-31 | 7.11% | $445.75 Million | $6.27 Billion | -0.85pp |
| 2021-12-31 | 7.96% | $566.62 Million | $7.12 Billion | +1.82pp |
| 2020-12-31 | 6.14% | $266.10 Million | $4.33 Billion | -0.85pp |
| 2019-12-31 | 7.00% | $234.94 Million | $3.36 Billion | +5.60pp |
| 2018-12-31 | 1.39% | $30.44 Million | $2.18 Billion | -0.43pp |
| 2017-12-31 | 1.83% | $32.16 Million | $1.76 Billion | -1.23pp |
| 2016-12-31 | 3.06% | $37.33 Million | $1.22 Billion | -1.86pp |
| 2015-12-31 | 4.92% | $47.47 Million | $964.79 Million | -- |