Insperity Inc - Asset Resilience Ratio
Insperity Inc (NSP) has an Asset Resilience Ratio of 29.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read NSP total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1997–2025)
This chart shows how Insperity Inc's Asset Resilience Ratio has changed over time. See what is Insperity Inc's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Insperity Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NSP market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $642.00 Million | 29.14% |
| Short-term Investments | $18.00 Million | 0.82% |
| Total Liquid Assets | $660.00 Million | 29.96% |
Asset Resilience Insights
- Very High Liquidity: Insperity Inc maintains exceptional liquid asset reserves at 29.96% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Insperity Inc Industry Peers by Asset Resilience Ratio
Compare Insperity Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hitech Group Australia Ltd
AU:HIT |
Staffing & Employment Services | 53.12% |
|
Hedera Group publ AB
ST:HEGR |
Staffing & Employment Services | 3.88% |
|
Mcmillan Shakespeare Ltd
AU:MMS |
Staffing & Employment Services | 0.02% |
|
Ashley Services Group Ltd
AU:ASH |
Staffing & Employment Services | 0.02% |
|
Ignite Ltd
AU:IGN |
Staffing & Employment Services | 0.48% |
|
GO2 People Ltd
AU:GO2 |
Staffing & Employment Services | 0.15% |
|
Caldwell Partners International Inc
TO:CWL |
Staffing & Employment Services | 22.95% |
|
Beijing Urban Rural Commercial Group Co Ltd
SHG:600861 |
Staffing & Employment Services | 7.33% |
Annual Asset Resilience Ratio for Insperity Inc (1997–2025)
The table below shows the annual Asset Resilience Ratio data for Insperity Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.96% | $660.00 Million | $2.20 Billion | -10.66pp |
| 2024-12-31 | 40.62% | $1.05 Billion | $2.60 Billion | +7.19pp |
| 2023-12-31 | 33.44% | $708.87 Million | $2.12 Billion | -4.12pp |
| 2022-12-31 | 37.56% | $765.90 Million | $2.04 Billion | +2.90pp |
| 2021-12-31 | 34.66% | $607.60 Million | $1.75 Billion | -2.54pp |
| 2020-12-31 | 37.20% | $589.38 Million | $1.58 Billion | +8.38pp |
| 2019-12-31 | 28.82% | $402.07 Million | $1.39 Billion | -3.70pp |
| 2018-12-31 | 32.52% | $387.55 Million | $1.19 Billion | -0.97pp |
| 2017-12-31 | 33.49% | $356.22 Million | $1.06 Billion | +1.75pp |
| 2016-12-31 | 31.73% | $287.88 Million | $907.17 Million | +30.48pp |
| 2015-12-31 | 1.26% | $9.88 Million | $784.91 Million | -2.34pp |
| 2014-12-31 | 3.59% | $28.63 Million | $796.67 Million | -2.45pp |
| 2013-12-31 | 6.05% | $46.34 Million | $766.56 Million | +3.79pp |
| 2012-12-31 | 2.25% | $16.90 Million | $750.20 Million | -5.75pp |
| 2011-12-31 | 8.00% | $56.99 Million | $712.26 Million | +1.43pp |
| 2010-12-31 | 6.57% | $43.37 Million | $659.85 Million | +5.53pp |
| 2009-12-31 | 1.05% | $6.04 Million | $576.47 Million | +1.01pp |
| 2008-12-31 | 0.04% | $225.00K | $616.84 Million | -13.32pp |
| 2007-12-31 | 13.36% | $74.88 Million | $560.65 Million | -1.89pp |
| 2006-12-31 | 15.25% | $85.62 Million | $561.51 Million | +3.55pp |
| 2005-12-31 | 11.70% | $57.97 Million | $495.44 Million | +3.82pp |
| 2004-12-31 | 7.88% | $27.95 Million | $354.64 Million | +0.99pp |
| 2003-12-31 | 6.89% | $23.99 Million | $348.07 Million | +2.22pp |
| 2002-12-31 | 4.67% | $14.71 Million | $315.16 Million | -12.84pp |
| 2001-12-31 | 17.50% | $47.96 Million | $274.00 Million | +1.46pp |
| 2000-12-31 | 16.04% | $38.95 Million | $242.82 Million | -4.74pp |
| 1999-12-31 | 20.79% | $30.70 Million | $147.70 Million | -14.02pp |
| 1998-12-31 | 34.80% | $49.70 Million | $142.80 Million | +11.06pp |
| 1997-12-31 | 23.74% | $26.00 Million | $109.50 Million | -- |
About Insperity Inc
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for pay… Read more