Prosperity Bancshares Inc
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commer… Read more
Prosperity Bancshares Inc - Asset Resilience Ratio
Prosperity Bancshares Inc (PB) has an Asset Resilience Ratio of 26.98% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Prosperity Bancshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Prosperity Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.38 Billion | 26.98% |
| Total Liquid Assets | $10.38 Billion | 26.98% |
Asset Resilience Insights
- Very High Liquidity: Prosperity Bancshares Inc maintains exceptional liquid asset reserves at 26.98% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Prosperity Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Prosperity Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Prosperity Bancshares Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Prosperity Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 26.98% | $10.38 Billion | $38.46 Billion | -0.76pp |
| 2024-12-31 | 27.74% | $10.98 Billion | $39.57 Billion | +26.60pp |
| 2023-12-31 | 1.14% | $438.59 Million | $38.55 Billion | -0.07pp |
| 2022-12-31 | 1.21% | $456.50 Million | $37.69 Billion | -0.15pp |
| 2021-12-31 | 1.36% | $514.93 Million | $37.83 Billion | -0.55pp |
| 2020-12-31 | 1.91% | $651.51 Million | $34.06 Billion | +1.02pp |
| 2019-12-31 | 0.89% | $287.66 Million | $32.19 Billion | +0.52pp |
| 2018-12-31 | 0.37% | $84.16 Million | $22.69 Billion | -0.59pp |
| 2017-12-31 | 0.96% | $217.87 Million | $22.59 Billion | -0.03pp |
| 2016-12-31 | 0.99% | $221.18 Million | $22.33 Billion | +0.52pp |
| 2015-12-31 | 0.47% | $103.06 Million | $22.04 Billion | -0.21pp |
| 2014-12-31 | 0.68% | $145.40 Million | $21.51 Billion | -0.17pp |
| 2013-12-31 | 0.84% | $157.48 Million | $18.64 Billion | -0.71pp |
| 2012-12-31 | 1.55% | $226.67 Million | $14.58 Billion | -1.73pp |
| 2011-12-31 | 3.28% | $322.32 Million | $9.82 Billion | -1.24pp |
| 2010-12-31 | 4.52% | $428.55 Million | $9.48 Billion | -2.25pp |
| 2009-12-31 | 6.77% | $599.50 Million | $8.85 Billion | -2.23pp |
| 2008-12-31 | 9.01% | $817.24 Million | $9.07 Billion | +4.92pp |
| 2007-12-31 | 4.09% | $260.44 Million | $6.37 Billion | -5.38pp |
| 2006-12-31 | 9.47% | $434.33 Million | $4.59 Billion | -1.97pp |
| 2005-12-31 | 11.44% | $410.36 Million | $3.59 Billion | +4.86pp |
| 2004-12-31 | 6.59% | $177.68 Million | $2.70 Billion | -4.40pp |
| 2003-12-31 | 10.99% | $263.65 Million | $2.40 Billion | +10.20pp |
| 2002-12-31 | 0.80% | $14.49 Million | $1.82 Billion | +0.72pp |
| 2001-12-31 | 0.07% | $913.00K | $1.26 Billion | -1.22pp |
| 2000-12-31 | 1.30% | $14.87 Million | $1.15 Billion | -- |