Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lend… Read more
Regions Financial Corporation - Asset Resilience Ratio
Regions Financial Corporation (RF) has an Asset Resilience Ratio of 17.27% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how Regions Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Regions Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $27.56 Billion | 17.27% |
| Total Liquid Assets | $27.56 Billion | 17.27% |
Asset Resilience Insights
- Good Liquidity Position: Regions Financial Corporation maintains a healthy 17.27% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Regions Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Regions Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Regions Financial Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for Regions Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.27% | $27.56 Billion | $159.55 Billion | +2.37pp |
| 2024-12-31 | 14.90% | $23.44 Billion | $157.30 Billion | -3.56pp |
| 2023-12-31 | 18.47% | $28.10 Billion | $152.19 Billion | +0.47pp |
| 2022-12-31 | 18.00% | $27.93 Billion | $155.22 Billion | +0.52pp |
| 2021-12-31 | 17.48% | $28.48 Billion | $162.94 Billion | -0.94pp |
| 2020-12-31 | 18.42% | $27.15 Billion | $147.39 Billion | +0.52pp |
| 2019-12-31 | 17.91% | $22.61 Billion | $126.24 Billion | -0.18pp |
| 2018-12-31 | 18.08% | $22.73 Billion | $125.69 Billion | -0.75pp |
| 2017-12-31 | 18.83% | $23.40 Billion | $124.29 Billion | -0.05pp |
| 2016-12-31 | 18.88% | $23.78 Billion | $125.97 Billion | +0.75pp |
| 2015-12-31 | 18.13% | $22.85 Billion | $126.05 Billion | -0.49pp |
| 2014-12-31 | 18.62% | $22.26 Billion | $119.56 Billion | +0.22pp |
| 2013-12-31 | 18.40% | $21.60 Billion | $117.40 Billion | -4.15pp |
| 2012-12-31 | 22.55% | $27.36 Billion | $121.35 Billion | +3.29pp |
| 2011-12-31 | 19.26% | $24.47 Billion | $127.05 Billion | +1.66pp |
| 2010-12-31 | 17.60% | $23.29 Billion | $132.35 Billion | +0.68pp |
| 2009-12-31 | 16.91% | $24.07 Billion | $142.32 Billion | +4.02pp |
| 2008-12-31 | 12.89% | $18.85 Billion | $146.25 Billion | +0.61pp |
| 2007-12-31 | 12.28% | $17.32 Billion | $141.04 Billion | -0.64pp |
| 2006-12-31 | 12.91% | $18.51 Billion | $143.37 Billion | -1.18pp |
| 2005-12-31 | 14.09% | $11.95 Billion | $84.79 Billion | +12.13pp |
| 2004-12-31 | 1.96% | $1.65 Billion | $84.11 Billion | -0.91pp |
| 2003-12-31 | 2.87% | $1.39 Billion | $48.60 Billion | +0.53pp |
| 2002-12-31 | 2.34% | $1.12 Billion | $47.94 Billion | +0.50pp |
| 2001-12-31 | 1.84% | $834.44 Million | $45.38 Billion | +1.59pp |
| 2000-12-31 | 0.25% | $108.99 Million | $43.69 Billion | +0.06pp |
| 1999-12-31 | 0.19% | $80.60 Million | $42.71 Billion | +0.05pp |
| 1998-12-31 | 0.13% | $49.40 Million | $36.83 Billion | -0.03pp |
| 1997-12-31 | 0.16% | $50.80 Million | $31.41 Billion | +0.01pp |
| 1996-12-31 | 0.16% | $29.60 Million | $18.93 Billion | -0.05pp |
| 1995-12-31 | 0.21% | $28.90 Million | $13.71 Billion | +0.02pp |
| 1994-12-31 | 0.19% | $24.90 Million | $12.84 Billion | 0.00pp |
| 1993-12-31 | 0.19% | $20.40 Million | $10.48 Billion | -18.24pp |
| 1992-12-31 | 18.43% | $1.45 Billion | $7.88 Billion | +18.36pp |
| 1991-12-31 | 0.07% | $4.60 Million | $6.75 Billion | -0.15pp |
| 1990-12-31 | 0.22% | $13.70 Million | $6.34 Billion | +0.07pp |
| 1989-12-31 | 0.14% | $7.90 Million | $5.55 Billion | -- |