Shinhan Financial Group Co Ltd - Asset Resilience Ratio
Shinhan Financial Group Co Ltd (SHG) has an Asset Resilience Ratio of 12.92% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SHG liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2024)
This chart shows how Shinhan Financial Group Co Ltd's Asset Resilience Ratio has changed over time. See Shinhan Financial Group Co Ltd (SHG) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Shinhan Financial Group Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SHG market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $97.27 Trillion | 12.92% |
| Total Liquid Assets | $97.27 Trillion | 12.92% |
Asset Resilience Insights
- Moderate Liquidity: Shinhan Financial Group Co Ltd has 12.92% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Shinhan Financial Group Co Ltd Industry Peers by Asset Resilience Ratio
Compare Shinhan Financial Group Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Shinhan Financial Group Co Ltd (2001–2024)
The table below shows the annual Asset Resilience Ratio data for Shinhan Financial Group Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.68% | $93.81 Trillion | $739.76 Trillion | -0.37pp |
| 2023-12-31 | 13.05% | $90.31 Trillion | $691.80 Trillion | +0.19pp |
| 2022-12-31 | 12.86% | $85.47 Trillion | $664.43 Trillion | -1.30pp |
| 2021-12-31 | 14.16% | $90.89 Trillion | $641.86 Trillion | +4.53pp |
| 2020-12-31 | 9.64% | $58.32 Trillion | $605.23 Trillion | -1.11pp |
| 2019-12-31 | 10.75% | $59.38 Trillion | $552.42 Trillion | +2.41pp |
| 2018-12-31 | 8.34% | $38.31 Trillion | $459.60 Trillion | -1.54pp |
| 2017-12-31 | 9.88% | $42.12 Trillion | $426.31 Trillion | +0.36pp |
| 2016-12-31 | 9.52% | $37.66 Trillion | $395.68 Trillion | +0.35pp |
| 2015-12-31 | 9.17% | $33.97 Trillion | $370.54 Trillion | -0.13pp |
| 2014-12-31 | 9.29% | $31.42 Trillion | $338.02 Trillion | -1.50pp |
| 2013-12-31 | 10.79% | $33.60 Trillion | $311.30 Trillion | -1.28pp |
| 2012-12-31 | 12.08% | $36.33 Trillion | $300.85 Trillion | +11.98pp |
| 2011-12-31 | 0.10% | $275.12 Billion | $288.12 Trillion | +5.67pp |
| 2010-12-31 | -5.58% | $-14.84 Trillion | $266.03 Trillion | -5.58pp |
| 2009-12-31 | 0.01% | $14.81 Billion | $254.91 Trillion | +0.00pp |
| 2008-12-31 | 0.00% | $10.70 Billion | $260.97 Trillion | +0.00pp |
| 2007-12-31 | 0.00% | $7.92 Billion | $221.75 Trillion | 0.00pp |
| 2006-12-31 | 0.01% | $9.99 Billion | $167.24 Trillion | +0.00pp |
| 2005-12-31 | 0.00% | $6.16 Billion | $153.47 Trillion | +0.00pp |
| 2004-12-31 | 0.00% | $4.94 Billion | $138.64 Trillion | +0.00pp |
| 2003-12-31 | 0.00% | $4.18 Billion | $142.98 Trillion | +0.00pp |
| 2002-12-31 | 0.00% | $1.55 Billion | $64.78 Trillion | +0.00pp |
| 2001-12-31 | 0.00% | $1.14 Billion | $55.10 Trillion | -- |
About Shinhan Financial Group Co Ltd
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company operates in six segments: Commercial Banking, Credit Card, Securities, Insurance, Credit, and Others. It offers retail banking services, including demand, savings, and fixed deposit-taking; checking accounts; mortgage and home equity, and retail lending; electronic banking an… Read more