Waterdrop Inc ADR - Asset Resilience Ratio
Waterdrop Inc ADR (WDH) has an Asset Resilience Ratio of 21.92% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Waterdrop Inc ADR (WDH) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2024)
This chart shows how Waterdrop Inc ADR's Asset Resilience Ratio has changed over time. See WDH total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Waterdrop Inc ADR's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WDH market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $344.53 Million | 5.21% |
| Short-term Investments | $1.10 Billion | 16.71% |
| Total Liquid Assets | $1.45 Billion | 21.92% |
Asset Resilience Insights
- Good Liquidity Position: Waterdrop Inc ADR maintains a healthy 21.92% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Waterdrop Inc ADR Industry Peers by Asset Resilience Ratio
Compare Waterdrop Inc ADR's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
Alm. Brand
CO:ALMB |
Insurance - Diversified | 0.24% |
|
FG Financial Group
NASDAQ:FGF |
Insurance - Diversified | 4.71% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.85% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
Annual Asset Resilience Ratio for Waterdrop Inc ADR (2018–2024)
The table below shows the annual Asset Resilience Ratio data for Waterdrop Inc ADR.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 40.27% | $2.60 Billion | $6.45 Billion | -14.92pp |
| 2023-12-31 | 55.19% | $3.39 Billion | $6.15 Billion | -7.36pp |
| 2022-12-31 | 62.55% | $3.70 Billion | $5.92 Billion | +9.47pp |
| 2021-12-31 | 53.08% | $2.79 Billion | $5.25 Billion | +5.15pp |
| 2020-12-31 | 47.93% | $2.26 Billion | $4.71 Billion | +7.84pp |
| 2019-12-31 | 40.09% | $1.02 Billion | $2.56 Billion | +7.48pp |
| 2018-12-31 | 32.61% | $230.48 Million | $706.72 Million | -- |
About Waterdrop Inc ADR
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient re… Read more