Waterdrop Inc ADR (WDH) — Defensive Interval Ratio

Latest as of March 2026: 501 days

Waterdrop Inc ADR (WDH) has a Defensive Interval Ratio of 501 days as of March 2026. Defensive assets of $2.60 Billion (cash $-, short-term investments $531.01 Million, receivables $2.07 Billion) cover 501 days of daily cash needs of $5.19 Million/day. See WDH net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

501 days
Days of operational coverage

Defensive Assets

$2.60 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$5.19 Million
Current Liabilities ÷ 365

Current Liabilities

$1.89 Billion
USD

Waterdrop Inc ADR Defensive Interval Ratio (2018–2025)

This chart shows how Waterdrop Inc ADR's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the ratio stands at 501 days, meaning defensive assets of $2.60 Billion can fund 501 days of operations without new revenue. See how leveraged is Waterdrop Inc ADR's balance sheet to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Waterdrop Inc ADR (2018–2025)

The table below presents the year-by-year Defensive Interval Ratio for Waterdrop Inc ADR from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Waterdrop Inc ADR (WDH) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 594 days $3.08 Billion $5.19 Million/day $483.00 Million $531.01 Million ▼ -373 days
2024 967 days $3.93 Billion $4.07 Million/day $986.32 Million $1.61 Billion ▼ -275 days
2023 1242 days $4.66 Billion $3.75 Million/day $396.90 Million $3.00 Billion ▼ -330 days
2022 1572 days $4.83 Billion $3.07 Million/day $1.57 Billion $2.13 Billion ▲ +405 days
2021 1167 days $3.99 Billion $3.42 Million/day $817.72 Million $1.97 Billion ▲ +128 days
2020 1039 days $3.62 Billion $3.48 Million/day $1.06 Billion $1.19 Billion ▲ +248 days
2019 791 days $1.89 Billion $2.40 Million/day $964.48 Million $60.28 Million ▲ +348 days
2018 443 days $490.74 Million $1.11 Million/day $196.10 Million $34.38 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)