Western Union Co
The Western Union Company provides money movement and payment services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as thro… Read more
Western Union Co - Asset Resilience Ratio
Western Union Co (WU) has an Asset Resilience Ratio of 30.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Western Union Co's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Western Union Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $947.80 Million | 12.18% |
| Short-term Investments | $1.45 Billion | 18.62% |
| Total Liquid Assets | $2.40 Billion | 30.80% |
Asset Resilience Insights
- Very High Liquidity: Western Union Co maintains exceptional liquid asset reserves at 30.80% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Western Union Co Industry Peers by Asset Resilience Ratio
Compare Western Union Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Western Union Co (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Western Union Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 33.53% | $2.81 Billion | $8.37 Billion | +0.27pp |
| 2023-12-31 | 33.26% | $2.73 Billion | $8.20 Billion | +18.12pp |
| 2022-12-31 | 15.13% | $1.29 Billion | $8.50 Billion | -14.41pp |
| 2021-12-31 | 29.55% | $2.61 Billion | $8.82 Billion | -6.45pp |
| 2020-12-31 | 36.00% | $3.42 Billion | $9.50 Billion | +0.05pp |
| 2019-12-31 | 35.95% | $3.15 Billion | $8.76 Billion | -17.26pp |
| 2018-12-31 | 53.21% | $4.79 Billion | $9.00 Billion | -1.25pp |
| 2017-12-31 | 54.46% | $5.03 Billion | $9.23 Billion | +5.34pp |
| 2016-12-31 | 49.12% | $4.63 Billion | $9.42 Billion | +14.14pp |
| 2015-12-31 | 34.98% | $3.31 Billion | $9.46 Billion | +1.48pp |
| 2014-12-31 | 33.50% | $3.31 Billion | $9.89 Billion | +1.19pp |
| 2013-12-31 | 32.31% | $3.27 Billion | $10.12 Billion | -0.59pp |
| 2012-12-31 | 32.90% | $3.11 Billion | $9.47 Billion | +18.22pp |
| 2011-12-31 | 14.69% | $1.33 Billion | $9.07 Billion | -- |
| 2010-12-31 | 0.00% | $0.00 | $7.93 Billion | -- |
| 2009-12-31 | 0.00% | $0.00 | $7.35 Billion | -- |
| 2007-12-31 | 3.35% | $193.80 Million | $5.78 Billion | -- |