Western Union Co (WU) - Net Assets
Based on the latest financial reports, Western Union Co (WU) has net assets worth $914.70 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($7.97 Billion) and total liabilities ($7.05 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Western Union Co (WU) strategic asset index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $914.70 Million |
| % of Total Assets | 11.48% |
| Annual Growth Rate | -1.4% |
| 5-Year Change | 169.35% |
| 10-Year Change | 6.16% |
| Growth Volatility | 67.3 |
Western Union Co - Net Assets Trend (2001–2025)
This chart illustrates how Western Union Co's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see WU market cap overview.
Annual Net Assets for Western Union Co (2001–2025)
The table below shows the annual net assets of Western Union Co from 2001 to 2025. Also explore how fast is Western Union Co growing its equity to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $957.80 Million | -1.15% |
| 2024-12-31 | $968.90 Million | +102.28% |
| 2023-12-31 | $479.00 Million | +0.25% |
| 2022-12-31 | $477.80 Million | +34.36% |
| 2021-12-31 | $355.60 Million | +90.57% |
| 2020-12-31 | $186.60 Million | +572.41% |
| 2019-12-31 | $-39.50 Million | +87.25% |
| 2018-12-31 | $-309.80 Million | +36.96% |
| 2017-12-31 | $-491.40 Million | -154.47% |
| 2016-12-31 | $902.20 Million | -35.78% |
| 2015-12-31 | $1.40 Billion | +8.04% |
| 2014-12-31 | $1.30 Billion | +17.72% |
| 2013-12-31 | $1.10 Billion | +17.45% |
| 2012-12-31 | $940.60 Million | +5.12% |
| 2011-12-31 | $894.80 Million | +53.56% |
| 2010-12-31 | $582.70 Million | +64.84% |
| 2009-12-31 | $353.50 Million | +4464.20% |
| 2008-12-31 | $-8.10 Million | -115.98% |
| 2007-12-31 | $50.70 Million | +116.11% |
| 2006-12-31 | $-314.80 Million | -111.25% |
| 2005-12-31 | $2.80 Billion | +46.57% |
| 2004-12-31 | $1.91 Billion | +29.79% |
| 2002-12-31 | $1.47 Billion | +9.48% |
| 2001-12-31 | $1.34 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Western Union Co's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1150000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $3.20 Million | 0.33% |
| Other Comprehensive Income | $-151.30 Million | -15.80% |
| Other Components | $1.12 Billion | 116.66% |
| Total Equity | $957.80 Million | 100.00% |
Western Union Co Competitors by Market Cap
The table below lists competitors of Western Union Co ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sinocelltech Group Ltd
SHG:688520
|
$2.21 Billion |
|
GCL System Integration Technology Co Ltd
SHE:002506
|
$2.21 Billion |
|
GKG Precision Machine Co. Ltd. A
SHE:301338
|
$2.21 Billion |
|
BeiJing DaHao Technology Co Lt
SHG:603025
|
$2.21 Billion |
|
BitVentures Limited
NASDAQ:BVC
|
$2.21 Billion |
|
Biohaven Ltd.
NYSE:BHVN
|
$2.21 Billion |
|
Bank of N.T. Butterfield & Son Ltd
NYSE:NTB
|
$2.21 Billion |
|
Okeanis Eco Tankers Corp
OL:OET
|
$2.21 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Western Union Co's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 968,900,000 to 957,800,000, a change of -11,100,000 (-1.1%).
- Net income of 499,600,000 contributed positively to equity growth.
- Dividend payments of 309,000,000 reduced retained earnings.
- Share repurchases of 234,600,000 reduced equity.
- Other comprehensive income decreased equity by 10,800,000.
- Other factors increased equity by 43,700,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $499.60 Million | +52.16% |
| Dividends Paid | $309.00 Million | -32.26% |
| Share Repurchases | $234.60 Million | -24.49% |
| Other Comprehensive Income | $-10.80 Million | -1.13% |
| Other Changes | $43.70 Million | +4.56% |
| Total Change | $- | -1.15% |
Book Value vs Market Value Analysis
This analysis compares Western Union Co's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.46x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.08x to 2.46x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $1.76 | $7.18 | x |
| 2002-12-31 | $1.93 | $7.18 | x |
| 2004-12-31 | $2.50 | $7.18 | x |
| 2005-12-31 | $3.66 | $7.18 | x |
| 2006-12-31 | $-0.41 | $7.18 | x |
| 2007-12-31 | $0.07 | $7.18 | x |
| 2008-12-31 | $-0.01 | $7.18 | x |
| 2009-12-31 | $0.50 | $7.18 | x |
| 2010-12-31 | $0.87 | $7.18 | x |
| 2011-12-31 | $1.41 | $7.18 | x |
| 2012-12-31 | $1.55 | $7.18 | x |
| 2013-12-31 | $1.97 | $7.18 | x |
| 2014-12-31 | $2.42 | $7.18 | x |
| 2015-12-31 | $2.72 | $7.18 | x |
| 2016-12-31 | $1.83 | $7.18 | x |
| 2017-12-31 | $-1.05 | $7.18 | x |
| 2018-12-31 | $-0.68 | $7.18 | x |
| 2019-12-31 | $-0.09 | $7.18 | x |
| 2020-12-31 | $0.45 | $7.18 | x |
| 2021-12-31 | $0.87 | $7.18 | x |
| 2022-12-31 | $1.23 | $7.18 | x |
| 2023-12-31 | $1.29 | $7.18 | x |
| 2024-12-31 | $2.84 | $7.18 | x |
| 2025-12-31 | $2.92 | $7.18 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Western Union Co utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 52.16%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.36%
- • Asset Turnover: 0.49x
- • Equity Multiplier: 8.67x
- Recent ROE (52.16%) is below the historical average (157.66%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 30.36% | 17.62% | 1.06x | 1.63x | $273.56 Million |
| 2002 | 33.60% | 18.01% | 1.11x | 1.68x | $347.03 Million |
| 2004 | 39.38% | 21.19% | 1.07x | 1.73x | $560.72 Million |
| 2005 | 33.15% | 23.26% | 0.87x | 1.64x | $647.63 Million |
| 2006 | 0.00% | 20.45% | 0.84x | 0.00x | $945.48 Million |
| 2007 | 1690.93% | 17.50% | 0.85x | 114.09x | $852.23 Million |
| 2008 | 0.00% | 17.40% | 0.95x | 0.00x | $919.81 Million |
| 2009 | 240.11% | 16.70% | 0.69x | 20.80x | $813.45 Million |
| 2010 | 156.15% | 17.52% | 0.65x | 13.61x | $851.63 Million |
| 2011 | 130.24% | 21.22% | 0.61x | 10.14x | $1.08 Billion |
| 2012 | 109.07% | 18.11% | 0.60x | 10.06x | $931.84 Million |
| 2013 | 72.27% | 14.41% | 0.55x | 9.16x | $687.93 Million |
| 2014 | 65.55% | 15.20% | 0.57x | 7.61x | $722.36 Million |
| 2015 | 59.63% | 15.28% | 0.58x | 6.73x | $697.31 Million |
| 2016 | 28.06% | 4.67% | 0.58x | 10.44x | $162.98 Million |
| 2017 | 0.00% | -10.08% | 0.60x | 0.00x | $-507.96 Million |
| 2018 | 0.00% | 15.24% | 0.62x | 0.00x | $882.88 Million |
| 2019 | 0.00% | 20.00% | 0.60x | 0.00x | $1.06 Billion |
| 2020 | 398.87% | 15.39% | 0.51x | 50.89x | $725.64 Million |
| 2021 | 226.60% | 15.89% | 0.57x | 24.81x | $770.24 Million |
| 2022 | 190.58% | 20.35% | 0.53x | 17.78x | $862.82 Million |
| 2023 | 130.69% | 14.37% | 0.53x | 17.12x | $578.10 Million |
| 2024 | 96.42% | 22.19% | 0.50x | 8.64x | $837.31 Million |
| 2025 | 52.16% | 12.36% | 0.49x | 8.67x | $403.82 Million |
Industry Comparison
This section compares Western Union Co's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,256,843,905
- Average return on equity (ROE) among peers: 11.47%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Western Union Co (WU) | $914.70 Million | 30.36% | 7.71x | $2.21 Billion |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $21.30 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $708.15 Million | 11.93% | 24.13x | $2.12 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $320.56 Million | 31.07% | 18.15x | $160.80 Million |
| AIOS Tech Inc. (AIOS) | $6.35 Million | 30.77% | 0.99x | $3.53 Million |
| Ally Financial Inc (ALLY) | $12.86 Billion | 13.33% | 13.92x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $12.71 Million | -51.81% | 56.59x | $90.29 Million |
| Atlanticus Holdings Corporation (ATLC) | $447.87 Million | 1.31% | 0.16x | $1.41 Billion |
| American Express Company (AXP) | $22.00 Billion | 31.46% | 7.59x | $215.64 Billion |
| Bread Financial Holdings, Inc. (BFH) | $1.62 Billion | 17.15% | 15.34x | $4.12 Billion |
| Credit Acceptance Corporation (CACC) | $1.52 Billion | 27.82% | 5.30x | $6.04 Billion |
About Western Union Co
The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locati… Read more