Western Union Co - Asset Resilience Ratio
Western Union Co (WU) has an Asset Resilience Ratio of 17.97% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Western Union Co short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how Western Union Co's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see WU asset base.
Liquid Assets Composition Over Time
This chart breaks down Western Union Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore WU long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.43 Billion | 17.97% |
| Total Liquid Assets | $1.43 Billion | 17.97% |
Asset Resilience Insights
- Good Liquidity Position: Western Union Co maintains a healthy 17.97% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Western Union Co Industry Peers by Asset Resilience Ratio
Compare Western Union Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Affirm Holdings Inc
NASDAQ:AFRM |
Credit Services | 3.76% |
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.35% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.20% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Tourism Finance Corporation of India Limited
NSE:TFCILTD |
Credit Services | 0.68% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
Annual Asset Resilience Ratio for Western Union Co (2006–2025)
The table below shows the annual Asset Resilience Ratio data for Western Union Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 32.26% | $2.68 Billion | $8.31 Billion | -1.27pp |
| 2024-12-31 | 33.53% | $2.81 Billion | $8.37 Billion | +0.27pp |
| 2023-12-31 | 33.26% | $2.73 Billion | $8.20 Billion | +18.12pp |
| 2022-12-31 | 15.13% | $1.29 Billion | $8.50 Billion | -14.41pp |
| 2021-12-31 | 29.55% | $2.61 Billion | $8.82 Billion | -6.45pp |
| 2020-12-31 | 36.00% | $3.42 Billion | $9.50 Billion | +0.05pp |
| 2019-12-31 | 35.95% | $3.15 Billion | $8.76 Billion | +11.68pp |
| 2018-12-31 | 24.28% | $2.18 Billion | $9.00 Billion | -30.18pp |
| 2017-12-31 | 54.46% | $5.03 Billion | $9.23 Billion | +5.34pp |
| 2016-12-31 | 49.12% | $4.63 Billion | $9.42 Billion | +14.14pp |
| 2015-12-31 | 34.98% | $3.31 Billion | $9.46 Billion | +20.09pp |
| 2014-12-31 | 14.89% | $1.47 Billion | $9.89 Billion | -3.40pp |
| 2013-12-31 | 18.29% | $1.85 Billion | $10.12 Billion | +2.28pp |
| 2012-12-31 | 16.00% | $1.51 Billion | $9.47 Billion | +1.32pp |
| 2011-12-31 | 14.69% | $1.33 Billion | $9.07 Billion | -- |
| 2010-12-31 | 0.00% | $0.00 | $7.93 Billion | -- |
| 2009-12-31 | 0.00% | $0.00 | $7.35 Billion | -- |
| 2007-12-31 | 3.35% | $193.80 Million | $5.78 Billion | +0.45pp |
| 2006-12-31 | 2.90% | $154.20 Million | $5.32 Billion | -- |
About Western Union Co
The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locati… Read more